Agricultural Bank Of China (1288.HK)

Agricultural Bank of China is a state-controlled commercial bank that provides retail and corporate services across a nationwide network with overseas branches in major financial centers. The franchise serves rural communities and urban clients and supports trade flows through cross-border capabilities. Core products include deposits, loans, settlement, and cash management for institutions and households. Digital channels complement branches with mobile onboarding and secure payments for daily activity. Business structure typically distinguishes corporate banking from personal banking with a separate unit for financial markets. International offices handle correspondent relationships and financing for importers and exporters. Within the financials sector, the company operates as a universal bank with risk control and compliance at the center of governance. Public materials describe a mandate to support rural development while serving enterprises and public projects.