nCino, Inc. (NCNO)

NASDAQ • Technology

$21.25

-$0.17 (-0.8%)

Market closed

Last close at September 11, 2026 at 20:00 UTC

Open$21.59

Day Range$20.79 - $21.7

Avg. Volume (3M)2.8M

Market Cap$2.3B

P/E Ratio68.5

52 Week Range

$13.8$31.23

Next EarningsIn 80 daysDec 2, 2026

Metrics Over Time

Where the Money Goes

Q3 2026

Revenueeverything earned$161M100%

Gross Profitminus cost of goods$100.7M63%

Operating Incomeminus R&D and overhead$13.6M8%

Net Incomeminus taxes and the rest$5M3%

In plain terms: out of every $100 in revenue, nCino, Inc. keeps $3 as net profit.

Fundamentals & Financials

Revenue (TTM)

$622.2M

Net Income (TTM)

$33.5M

EPS (TTM)

$0.31

ROA (TTM)

2.14%

Current Ratio

0.85

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+57.1%Q3 2025$0.22

+50.0%Q4 2025$0.31

+76.2%Q1 2026$0.37

+17.9%Q2 2026$0.33

+12.9%Q3 2026$0.3

Dec 2

in 80 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +12.9%

nCino beat expectations on both the top and bottom line in the second fiscal quarter of 2027, reported August 25, 2026, as revenue rose 8.2% to about $161.0 million (up from $148.8 million a year ago) and adjusted EPS of $0.30 topped the $0.27 estimate (+13%) while revenue of $161.0 million topped the $159.1 million estimate (+1.2%). Profitability held at a gross margin of ~65% and an operating margin of ~9%, with gross profit around $105.3 million and operating income of roughly $13.6 million, and the company posted net income of about $5.1 million versus a net loss of $15.3 million a year ago. Operating cash flow was about $34.2 million. By geography, the United States remained the largest contributor at roughly $124.6 million of revenue (up 8.1% YoY), while International generated about $36.4 million (up 8.6% YoY). For the next period, consensus calls for EPS of $0.34 on revenue of $162.6 million.

View full earnings history

About nCino, Inc.

nCino, Inc. (NASDAQ: NCNO) provides cloud software for financial institutions, centered on the nCino Bank Operating System and related applications that handle lending, onboarding, and compliance workflows. The company operates in application software and generated $594.8 million in FY2026 revenue.

Name

nCino, Inc.

CEO

Sean Desmond

Website

www.ncino.com

Industry

Technology

Year Founded

2011

Employees

1,684

Today's Snapshot

AI-generated

NCNO closed 0.8% below yesterday's close, against a firmer sector.

Trading Volume

Below 10d avg (2.3M)

2.2M

vs S&P 500 Today

Underperforming Market

-1.77%

Updated: September 11, 2026 at 20:12 UTC

Technical Indicators

3 Buy3 Neutral2 Sell

NCNO shows a modest buy bias driven more by its position above intermediate and long-term moving averages than by short-term indicators, while trend strength is moderate. Momentum readings are mixed with near-neutral RSI and MACD but a short-term momentum drag, and intraday volatility is contained relative to price. OBV is weak, suggesting distribution even as the stock remains above the 50- and 200-day averages, and the pivot sits slightly above the current price. Technical takeaway: modest buy bias supported by strength versus longer-term moving averages despite short-term momentum headwinds.

All signals