Encore Capital Group, Inc. (ECPG)

NASDAQ • Financial Services

$98.56

+$0.62 (+0.6%)

Market closed

Last close at September 11, 2026 at 20:00 UTC

Open$99.3

Day Range$98.15 - $101.46

Avg. Volume (3M)376.9K

Market Cap$2.1B

P/E Ratio7.3

52 Week Range

$39.95$104.98

Next EarningsIn 52 daysNov 4, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$491.8M100%

Gross Profitminus cost of goods$186.9M38%

Operating Incomeminus R&D and overhead$186.9M38%

Net Incomeminus taxes and the rest$63.9M13%

In plain terms: out of every $100 in revenue, Encore Capital Group, Inc. keeps $13 as net profit.

Fundamentals & Financials

Revenue (TTM)

$1.8B

Net Income (TTM)

$301.5M

EPS (TTM)

$13.59

ROA (TTM)

5.42%

Current Ratio

25.12

Dividend Yield

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+72.9%Q3 2025$2.49

+65.1%Q4 2025$3.17

+53.2%Q1 2026$3.37

+18.4%Q2 2026$3.86

+5.2%Q3 2026$2.81

Nov 4

in 52 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +5.2%

Encore Capital Group beat expectations on both the top and bottom line in the second fiscal quarter of 2026, reported on Aug. 5, with adjusted EPS of $2.81 topping the $2.67 estimate by 5.2% and revenue of about $494.3 million ahead of the $455.1 million consensus by 8.1%. Operating income came in at about $187.9 million, and operating margin held near 38%, while net income rose 9.0% to roughly $64.0 million from $58.7 million a year ago. Adjusted EPS also increased 12.9% from $2.49 in the prior-year period. The company repurchased about $26.9 million of stock. Consensus for the next period calls for EPS of $3.15 on revenue of $458.3 million.

View full earnings history

About Encore Capital Group, Inc.

Encore Capital Group, Inc. provides consumer debt recovery and loan-related services in the financial sector, operating globally with debt resolution solutions, collections, and servicing work for consumers and lenders. The company, which trades on NASDAQ as ECPG, recorded $1.8 billion in revenue in FY2025.

Name

Encore Capital Group, Inc.

CEO

Ashish Masih

Website

www.encorecapital.com

Industry

Financial Services

Year Founded

1999

Employees

7,350

Today's Snapshot

AI-generated

The day ended with ECPG 0.6% higher at 98.56, in line with a firmer sector.

Trading Volume

Below 10d avg (402.0K)

337.5K

vs S&P 500 Today

Moderate Underperformance

-0.30%

Updated: September 11, 2026 at 20:25 UTC

Technical Indicators

5 Buy3 Neutral0 Sell

ECPG shows a constructive bias with the price trading above most key moving averages, including widely followed medium- and long-term bands, and on-balance volume positive, which supports the buy view. Momentum and momentum oscillators are essentially neutral while MACD is slightly positive and the RSI sits near mid-range, and the ADX is low, indicating limited trend strength. Volatility is moderate with an ATR near 3.8 and the price is just above the classic pivot. Technical takeaway: overall posture is a buy based on supportive moving averages and positive volume despite subdued trend strength.

All signals

EMA (5 indicators)$75.78 - $98.05
Buy
RSI (14)52.13
Neutral
Stochastic %K (14, 3, 3)45.92
Neutral
MACD Level (12, 26)0.48
Neutral

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