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F&

Farmers & Merchants Bancorp, Inc. (FMAO)

NASDAQ • Financial Services

$34.9
+$0.05 (+0.2%)
Market open

Last close at September 9, 2026 at 20:00 UTC

Open$34.59
Previous Close$34.91
Day Range$33.92 - $35.11
Avg. Volume (3M)48.1K
Market Cap$480.6M
P/E Ratio12.0
52 Week Range
$22.77$35.94
Next EarningsIn 46 daysOct 26, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$50.7M100%
Gross Profitminus cost of goods$33.7M66%
Operating Incomeminus R&D and overhead$14.7M29%
Net Incomeminus taxes and the rest$11.7M23%

In plain terms: out of every $100 in revenue, Farmers & Merchants Bancorp, Inc. keeps $23 as net profit.

Fundamentals & Financials

Revenue (TTM)
$194.9M
Net Income (TTM)
$40M
EPS (TTM)
$2.91
ROA (TTM)
1.14%
Current Ratio
11.41
Dividend Yield
0.74%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+8.4%Q1 2026$0.71
+2.9%Q2 2026$0.7
+27.8%Q3 2026$0.86
Next

Oct 26

in 46 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

View full earnings history

About Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. is a community banking company on the NASDAQ Capital Market under the ticker FMAO that serves northwest Ohio and northeast Indiana through regional banking operations. In FY2025, the company generated $189.1 million in revenue through deposit accounts, lending, custodial services, and transaction services for individual customers and small businesses.

Name
Farmers & Merchants Bancorp, Inc.
CEO
Lars Eller
Website
www.fm.bank
Industry
Financial Services
Year Founded
1897
Employees
477

Today's Snapshot

AI-generated

The session opened with FMAO slightly lower at 34.82, in line with a flat sector. FMAO is trading within 3.2% of its 52-week high of 35.94.

Trading Volume

Below 10d avg (39.4K)

11.6K

vs S&P 500 Today

Moderate Outperformance

+0.29%

Updated: September 10, 2026 at 14:36 UTC

Technical Indicators

5 Buy3 Neutral0 Sell
FMAO’s bias is constructive with price trading above short, medium and long moving averages and positive momentum readings providing support. MACD is slightly positive and RSI is modestly bullish, while OBV confirms buying interest. Trend strength remains modest with a low ADX and volatility is contained given a sub-three-percent ATR, pointing to orderly gains rather than a volatile breakout. The pivot aligns near the market and doesn’t contradict the broader setup. Technical takeaway: Buy — moving averages and volume support a bullish orientation, though trend strength is currently moderate.
All signals
  • EMA (5 indicators)$28.99 - $34.64
    Buy
  • RSI (14)57.27
    Neutral
  • Stochastic %K (14, 3, 3)79.61
    Neutral
  • MACD Level (12, 26)0.47
    Neutral

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