First Commonwealth Financial Corporation (FCF)

NYSE • Financial Services

$19.89

-$0.16 (-0.8%)

Market closed

Last close at October 9, 2026 at 20:00 UTC

Open$20

Day Range$19.86 - $20.05

Avg. Volume (3M)1.1M

Market Cap$2B

P/E Ratio12.1

52 Week Range

$15$22.34

Next EarningsIn 17 daysOct 27, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$66.9M100%

Gross Profitminus cost of goods$8M12%

Net Incomeminus taxes and the rest$44.5M67%

In plain terms: out of every $100 in revenue, First Commonwealth Financial Corporation keeps $67 as net profit.

Fundamentals & Financials

Revenue (TTM)

$622.4M

Net Income (TTM)

$168.3M

EPS (TTM)

$1.64

ROA (TTM)

1.38%

Current Ratio

0.17

Dividend Yield

0.69%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+11.8%Q3 2025$0.38

-4.9%Q4 2025$0.39

+4.9%Q1 2026$0.43

-12.6%Q2 2026$0.37

+3.9%Q3 2026$0.44

Oct 27

in 17 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +3.9%

Based on preliminary results, First Commonwealth Financial Corporation’s second fiscal quarter of 2026, reported July 28, topped consensus on earnings, with EPS of $0.44 versus the $0.42 estimate, about +4%, and up about 16% from $0.38 a year ago. Revenue came to about $67 million, while net income was roughly $44.6 million, up about 34% from about $33.4 million a year earlier. The company repurchased about $24.8 million of stock and paid roughly $13.8 million in dividends, and consensus for the next period calls for EPS of $0.45.

Next report — what to expect

First Commonwealth Financial Corporation (FCF) reports on October 27, 2026. Wall Street is looking for consensus EPS of $0.46 on consensus revenue of $141.5 million. For trailing context, revenue was down -63.5% year over year last quarter. FCF has beaten EPS in 3 of its 8 most recent quarters.

View full earnings history

About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation trades on the NYSE as FCF and operates as a regional banking and financial-services company in the United States. It provides consumer banking products and services, commercial banking services, and wealth-related offerings, and generated $729.4 million of revenue in FY2025.

Name

First Commonwealth Financial Corporation

CEO

Thomas Michael Price

Website

www.fcbanking.com

Industry

Financial Services

Year Founded

1934

Employees

1,589

Today's Snapshot

AI-generated

FCF closed 0.9% lower at 19.89, against a firmer sector. Trading was lighter than usual, with volume about two-fifths of its usual level.

Trading Volume

Below 10d avg (1.1M)

460.9K

vs S&P 500 Today

Underperforming Market

-1.46%

Updated: October 9, 2026 at 20:14 UTC

Technical Indicators

2 Buy1 Neutral5 Sell

FCF is trading under $20 and shows a bearish bias driven by weak short-term momentum and distribution; MACD and CCI are negative while RSI sits below neutral, indicating recent downside pressure. Price is below most short- and medium-term moving averages but still slightly above the 200-day average, suggesting the longer-term trend is less bearish even as near-term averages slope down. ADX near the mid-20s points to only moderate trend strength, and ATR is subdued around the low-dollar range, while OBV signals net selling. Technical takeaway: Sell.

All signals