SYF Stock Chart & Fundamental Analysis

Fundamentals Charts

About SYNCHRONY FINANCIAL

Name

SYNCHRONY FINANCIAL

CEO

Brian D. Doubles

Website

www.synchrony.com

Industry

Financial Services

Year Founded

1932

Employees

20,000

Synchrony Financial (NYSE: SYF) is a consumer finance company that provides credit and deposit products in the United States. Its businesses span credit cards, installment lending, commercial financing, and banking products for consumers and commercial entities, and it generated $19.1 billion of revenue in FY2025.

Analyst Ratings

Consensus Recommendation

Buy6

Hold1

Sell1

Fundamentals & Financials

Revenue (TTM)

$19.8B

Net Income (TTM)

$3.5B

EPS (TTM)

$9.86

ROA (TTM)

2.89%

Current Ratio

3.72

Dividend Yield

0.48%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Item	Q2 FY2026	Q1 FY2026	Q4 FY2025
Revenue	$4,693M	$5,603M	$4,766M
Cost of Sales	$767,000K	$968,000K	$2,415M
Gross Profit	$3,926M	$4,635M	$2,351M
Operating Income	$1,394M	$914,000K	$952,000K
Net Income	$885,000K	$805,000K	$751,000K
EPS	$2.61	$2.29	$2.07

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings Calendar

Technical Indicators

SYNCHRONY FINANCIAL's Technical Indicators Summary

SYF exhibits bullish momentum with price above its short, medium and 200‑day averages, which supports the Buy rating despite a lack of strong trend strength. Momentum gauges — a mid‑60s RSI, a positive MACD and a reading of CCI in bullish territory — point to continued buying, and OBV confirms volume support. Volatility is contained with ATR near recent levels and the stock is trading near the upper Bollinger band, indicating the move is extended. Classic pivot lies below the market as a support reference. Technical takeaway: Buy — momentum and moving-average positioning favor further gains, while trend strength remains moderate.

Buy

6 signals

Neutral

1 signal

Sell

1 signal

Overall: Bullish75% Bullish signals

Indicator	Value	Signal	Explanation
RSI (14)	65.49	Neutral	RSI (65.49) is neutral.
Stochastic %K (14, 3, 3)	95.88	Sell	Stochastic (95.88) > 80, indicating overbought.
CCI (20)	116.85	—	CCI (116.85) > 100, indicating strong upward momentum.
WPR (14)	-1.09	—	Williams %R (-1.09) > -20, indicating overbought.
Momentum (10)	5.23	—	Momentum (5.23) is positive.
MFI	64.57	—	MFI (64.57) is neutral.
MACD Level (12, 26)	1.57	Buy	Confirmed uptrend: MACD (1.57) is positive and above its signal line (1.21).
Bollinger Bands	$71.00 - $82.41	—	Price is within the bands.
ATR (14)	$1.87 (2.30%)	—	Moderate Volatility (2.30%).
ADX (14)	18.52	—	Weak or consolidating trend (ADX < 25). ADX(18.52), +DI(27.45), -DI(15.65)
OBV	50,822,730	—	Bullish volume pressure: OBV is above its 20-day SMA. OBV(50,822,730), 20D-SMA-OBV(42,101,850)
Classic Pivot Point	$79.90	—	Price ($81.02) has broken above resistance R1 ($80.68) — bullish breakout potential.
Fibonacci Pivot Point	$79.90	—	Price ($81.02) has broken above resistance R1 ($80.43) — bullish breakout potential.
Simple Moving Averages	$73.76 - $79.06(5 indicators)	—	SMA group: 5/5 bullish, 0 bearish, 0 neutral. Price above key SMA averages.
Exponential Moving Averages	$74.53 - $78.85(5 indicators)	Buy	EMA group: 5/5 bullish, 0 bearish, 0 neutral. Price above key EMA averages.

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Today's Snapshot

By the close, SYF held onto a small 1.15% gain versus yesterday. The session wrapped with neutral sector performance (-0.17%), offering little macro push or pull. SYF appoints Nimrod Barak as Chief AI Officer to drive enterprise innovation.

Trading Volume

Below 10d avg (2.5M)

1.5M

vs S&P 500 Today

Outperforming Market

+1.38%

52-Week Position

Upper range

69.8%

Updated: August 14, 2026 at 20:20 UTC