SoFi Technologies Inc (SOFI)

NASDAQFinancial Services

$18.8
-$0.69 (-3.5%)
Market closed

April 21, 2026 at 16:00 UTC

Interactive Chart

SOFI

12:36:27 UTC

About SoFi Technologies Inc

Name
SoFi Technologies Inc
CEO
Anthony J. Noto
Industry
Financial Services
Year Founded
2011
Employees
5,000

SoFi Technologies runs a digital financial services platform that bundles lending, banking, investing, and financial planning under a single mobile application. Products span student loan refinancing, personal loans, mortgages, a cash management account, brokerage tools, and automated portfolio management. Holding a national bank charter through SoFi Bank allows the company to accept deposits and originate loans on its own balance sheet, a structural advantage that reduces funding costs relative to non-bank lenders. A second business line, the Galileo and Technisys technology platform, supplies payments processing, ledger management, and core banking infrastructure to other fintech firms and established financial institutions, generating enterprise revenue that is largely independent of consumer credit cycles.

Analyst Ratings

Consensus Recommendation
Analyst consensus: 11 Buy, 5 Hold, 7 Sell
Buy11
Hold5
Sell7

Fundamentals & Financials

Revenue (TTM)
$4.7B
Net Income (TTM)
$481.3M
EPS (TTM)
$0.41
ROA (TTM)
0.95%
Current Ratio
0
Dividend Yield
0%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

ItemQ4 2025
Revenue$1,335.1M
Cost of Sales$620,468K
Gross Profit$714,725K
Operating Income$495,474K
Net Income$173,549K
EPS$0.14

Technical Indicators

SoFi Technologies Inc's Technical Indicators Summary

SoFi’s technicals are mixed and read neutral overall: a strong ADX points to trend development and OBV shows accumulation, yet short-term overbought signals and longer-term averages sit above the price, creating conflicting forces. Momentum and MACD provide some bullish support while volatility is moderate, and the pivot level lies above the market as a near-term resistance reference. Technical takeaway: momentum and volume suggest constructive activity but opposing longer-term averages and overbought short-term readings leave the technical stance neutral.

Buy
11 signals
Neutral
5 signals
Sell
7 signals
Overall: Neutral22% Neutral signals
IndicatorValue
RSI (14)
59.86
Stochastic %K (14, 3, 3)
83.14
CCI (20)
119.86
WPR (14)
-25.00
Momentum (10)
2.72
MFI
67.53
MACD Level (12, 26)
0.30
Bollinger Bands
$14.08 - $19.80
ATR (14)
$0.89 (4.75%)
ADX (14)
33.69
OBV
689,956,730
Classic Pivot Point
$19.41
Fibonacci Pivot Point
$19.41
Simple Moving Averages
$16.94 - $23.88(5 indicators)
Exponential Moving Averages
$17.72 - $20.90(5 indicators)
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Today's Snapshot

Pre-market quotes signal a modestly positive start for SOFI, which is currently marked 2.7% above its last close. A soft tone prevailed last session as SOFI edged down to 18.83, shedding -3.44%. SOFI is edging higher premarket as investors back its expanding revenue mix and its fintech-driven financial services productivity loop.

Price Change

from $18.81 close

-$0.02

Trading Volume

Above avg 58.4M

63.5M

vs S&P 500 Today

Inline with Market

-0.04%

52-Week Position

Lower range

34.1%

Updated: April 22, 2026 at 12:10 UTC

Quote Summary

OpenPrevious Close
$19.5$18.81
Day Range52 Week Range
$18.69 - $19.77$11.64 - $32.73
VolumeAvg. Volume
63.5M65.1M
Market CapP/E Ratio
$24B48.3