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AF

Arrow Financial Corporation (AROW)

NASDAQ • Financial Services

$38.36
+$0.21 (+0.6%)
Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$38.01
Day Range$37.4 - $38.5
Avg. Volume (3M)70.6K
Market Cap$710.7M
P/E Ratio12.3
52 Week Range
$26.17$42.7

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$24.2M100%
Gross Profitminus cost of goods$6M25%
Net Incomeminus taxes and the rest$10.9M45%

In plain terms: out of every $100 in revenue, Arrow Financial Corporation keeps $45 as net profit.

Fundamentals & Financials

Revenue (TTM)
$211.8M
Net Income (TTM)
$51.2M
EPS (TTM)
$3.12
ROA (TTM)
1.14%
Current Ratio
0.0078
Dividend Yield
0.74%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+6.2%Q1 2026$0.85
+7.6%Q2 2026$0.85
-16.5%Q3 2026$0.71

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Miss -16.5%

Arrow Financial’s adjusted EPS missed expectations in the second fiscal quarter of 2026, with preliminary results reported July 23, 2026 showing EPS of $0.71 trailed the $0.85 estimate (-16.5%). Revenue came in at roughly $24.2 million, while GAAP net income edged up ~2% year over year to about $11.0 million (up from roughly $10.8 million a year ago), alongside adjusted EPS rising ~1% from $0.70 a year earlier. The quarter included capital returns, with the company repurchasing about $0.4 million of stock and paying about $5.0 million in dividends. For the next period, consensus calls for EPS of $0.94.

Next report — what to expect

Arrow Financial Corporation (AROW) reports on October 29, 2026. Wall Street’s next-period consensus calls for EPS of $0.936 on revenue of $57.8 million. For trailing context, revenue was down -59.0% year over year last quarter. Arrow has beaten EPS in 4 of its 8 most recent quarters.

View full earnings history

About Arrow Financial Corporation

Arrow Financial Corporation is a NASDAQ-listed banking company focused on regional lending, deposits, and related financial services in upstate New York. In FY2025 it generated $242.6 million in revenue. The company operates in community and regional banking, serving both individuals and corporate clients through branches and complementary fee-based businesses.

Name
Arrow Financial Corporation
CEO
David S. DeMarco
Industry
Financial Services
Year Founded
1851
Employees
578

Today's Snapshot

AI-generated

AROW closed 0.6% above yesterday's close, outperforming a weaker sector. Earnings are due from AROW on 29 October.

Trading Volume

Below 10d avg (65.9K)

65.3K

vs S&P 500 Today

Outperforming Market

+1.10%

Updated: October 23, 2026 at 20:12 UTC

Technical Indicators

5 Buy2 Neutral1 Sell
AROW shows constructive technical signs with the 38.37 price trading above most short- and medium-term moving averages and also above the 200-day, while a strong positive CCI and modest positive momentum support the advance. ADX indicates only moderate trend strength, and OBV confirms buying interest, although stochastic readings are extended and Bollinger positioning suggests some near-term overbought tension. Volatility is low by ATR, which supports steadier price action. Technical takeaway: bullish alignment of moving averages and positive volume/momentum underpins a buy stance, with caution for overbought short-term conditions.
All signals
  • EMA (5 indicators)$36.06 - $37.82
    Buy
  • RSI (14)59.12
    Neutral
  • Stochastic %K (14, 3, 3)85.36
    Sell
  • MACD Level (12, 26)-0.08
    Neutral
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