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C&

Citizens & Northern Corporation (CZNC)

NASDAQ • Financial Services

$25.74
-$0.07 (-0.3%)
Market open

Last close at September 9, 2026 at 20:00 UTC

Open$25.67
Previous Close$25.74
Day Range$25.58 - $25.87
Avg. Volume (3M)66.9K
Market Cap$461.1M
P/E Ratio17.4
52 Week Range
$18.87$26.26
Next EarningsIn 42 daysOct 22, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$39.1M100%
Gross Profitminus cost of goods$13.3M34%
Net Incomeminus taxes and the rest$14M36%

In plain terms: out of every $100 in revenue, Citizens & Northern Corporation keeps $36 as net profit.

Fundamentals & Financials

Revenue (TTM)
$164.3M
Net Income (TTM)
$25.3M
EPS (TTM)
$1.48
ROA (TTM)
0.8%
Current Ratio
40.31
Dividend Yield
1.11%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

-3.4%Q1 2026$0.56
-96.6%Q2 2026$0.02
+25.4%Q3 2026$0.79
Next

Oct 22

in 42 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

View full earnings history

About Citizens & Northern Corporation

Citizens & Northern Corporation trades on the NASDAQ Capital Market under the ticker CZNC and operates as a regional bank holding company in the financial services sector. As the holding company for Citizens & Northern Bank, it provides banking services and mortgage services across Pennsylvania and New York State and recorded $154.2 million of revenue in FY2025.

Name
Citizens & Northern Corporation
CEO
J. Bradley Scovill
Website
www.cnbankpa.com
Industry
Financial Services
Year Founded
1864
Employees
460

Today's Snapshot

AI-generated

CZNC opened 0.5% lower at 25.61, in line with a flat sector. Early in the session, CZNC is within 2% of its 52-week high of 26.26.

Trading Volume

Below 10d avg (48.7K)

5.8K

vs S&P 500 Today

Outperforming Market

+0.61%

Updated: September 10, 2026 at 14:57 UTC

Technical Indicators

4 Buy3 Neutral1 Sell
CZNC presents a cautiously constructive technical picture driven mainly by positive longer-term moving averages and mild upside momentum, while short-term averages sit slightly below price and trend strength remains muted. The ADX near the mid-teens signals a lack of a strong trend, and momentum indicators are mixed with RSI in neutral territory and a small positive momentum reading. Volatility is low by recent standards and the stock is trading close to its short-term pivot and 10-day average around 25.7. Technical takeaway: Modest buy bias with limited trend conviction.
All signals
  • EMA (5 indicators)$22.74 - $25.72
    Buy
  • RSI (14)54.64
    Neutral
  • Stochastic %K (14, 3, 3)59.09
    Neutral
  • MACD Level (12, 26)0.24
    Neutral

Peers & Related Assets

CBANColony Bankcorp, Inc.
$21.3-0.1%
CZFSCitizens Financial Services, Inc.
$82.55+0.3%
FNLCThe First Bancorp, Inc.
$34.99+1.2%
WSBFWaterstone Financial, Inc.
$21.26+0.4%
BCMLBayCom Corp
$30.06-0.1%
JMSBJohn Marshall Bancorp, Inc.
$22.96-1.9%
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