Citizens & Northern Corporation (CZNC)

NASDAQ • Financial Services

$26.11

+$0.28 (+1.1%)

Market closed

Last close at September 4, 2026 at 20:00 UTC

Day Range$25.68 - $26.17

Avg. Volume (3M)67.8K

Market Cap$467.8M

P/E Ratio17.6

52 Week Range

$18.87$26.26

Next EarningsIn 48 daysOct 22, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$39.1M100%

Gross Profitminus cost of goods$13.3M34%

Net Incomeminus taxes and the rest$14M36%

In plain terms: out of every $100 in revenue, Citizens & Northern Corporation keeps $36 as net profit.

Fundamentals & Financials

Revenue (TTM)

$164.3M

Net Income (TTM)

$25.3M

EPS (TTM)

$1.48

ROA (TTM)

0.8%

Current Ratio

40.31

Dividend Yield

1.11%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

-14.9%Q3 2025$0.4

-11.3%Q4 2025$0.47

-3.4%Q1 2026$0.56

-96.6%Q2 2026$0.02

+25.4%Q3 2026$0.79

Oct 22

in 48 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

View full earnings history

About Citizens & Northern Corporation

Citizens & Northern Corporation trades on the NASDAQ Capital Market under the ticker CZNC and operates as a regional bank holding company in the financial services sector. As the holding company for Citizens & Northern Bank, it provides banking services and mortgage services across Pennsylvania and New York State and recorded $154.2 million of revenue in FY2025.

Name

Citizens & Northern Corporation

CEO

J. Bradley Scovill

Website

www.cnbankpa.com

Industry

Financial Services

Year Founded

1864

Employees

460

Today's Snapshot

AI-generated

CZNC closed 1.1% higher at 26.11, outperforming a weaker sector. Volume was about half of its usual level.

Trading Volume

Below 10d avg (64.4K)

33K

vs S&P 500 Today

Outperforming Market

+1.50%

Updated: September 4, 2026 at 20:17 UTC

Technical Indicators

5 Buy3 Neutral0 Sell

CZNC exhibits a constructive technical profile with price trading above short-, medium- and long-term averages and momentum indicators generally favoring buyers. The RSI is comfortably positive and MACD shows modest bullish separation, while ADX below 20 points to a moderate trend rather than an extended trend run. Volume metrics are supportive with a positive OBV, and volatility is low, keeping price moves orderly. The classic pivot lies below the current level, reinforcing recent upside relative to that reference. Technical takeaway: Buy — broad moving-average alignment with supportive momentum and positive volume.

All signals