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EF

Esquire Financial Holdings, Inc. (ESQ)

NASDAQFinancial Services

$117.52
-$0.76 (-0.6%)
Market closed

Last close at September 9, 2026 at 20:00 UTC

Open$116.59
Day Range$115.63 - $118.02
Avg. Volume (3M)154.8K
Market Cap$1B
P/E Ratio18.5
52 Week Range
$92.1$134.82
Next EarningsIn 42 daysOct 22, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$47.6M100%
Gross Profitminus cost of goods$39.2M82%
Operating Incomeminus R&D and overhead$18.1M38%
Net Incomeminus taxes and the rest$12.9M27%

In plain terms: out of every $100 in revenue, Esquire Financial Holdings, Inc. keeps $27 as net profit.

Fundamentals & Financials

Revenue (TTM)
$179.8M
Net Income (TTM)
$52.7M
EPS (TTM)
$6.34
ROA (TTM)
2.1%
Current Ratio
0.25
Dividend Yield
0.17%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

-0.6%Q1 2026$1.55
+3.9%Q2 2026$1.58
+2.6%Q3 2026$1.6
Next

Oct 22

in 42 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +2.6%

Esquire Financial Holdings’ earnings topped expectations in the second fiscal quarter of 2026, with adjusted EPS of $1.60 topping the $1.56 estimate (+2.6%) when results were reported July 23, 2026. Revenue came in at roughly $47.7 million, supported by net interest income of about $35.7 million across its regional banking, deposit and lending, and merchant services activities. Profitability included operating income of around $18.1 million, while net income rose 9.2% year over year to about $13.0 million (up from roughly $11.9 million a year ago), alongside adjusted EPS up 15.9% from $1.38. On capital returns, the company repurchased about $0.2 million of stock and paid roughly $1.7 million in dividends during the quarter. For the next period, consensus calls for EPS of $1.81.

View full earnings history

About Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. is a U.S. banking company listed on the NASDAQ Capital Market under the ticker ESQ. Operating in regional banking through its role as the parent of Esquire Bank, National Association, it offers deposit, lending, and payment services, and generated $164.5 million of revenue in FY2025.

Name
Esquire Financial Holdings, Inc.
CEO
Andrew C. Sagliocca
Industry
Financial Services
Year Founded
2006
Employees
151

Today's Snapshot

AI-generated

ESQ closed 0.6% lower at 117.52, while its sector was flat.

Trading Volume

Above 10d avg 158.2K

194.1K

vs S&P 500 Today

Moderate Underperformance

-0.22%

Updated: September 9, 2026 at 20:08 UTC

Technical Indicators

3 Buy3 Neutral2 Sell
ESQ is trading at 117.52 with a mixed short-term picture: price sits above the 10- and 100/200-day averages but below some medium-term averages, while ADX at 25.87 points to modest trend presence. Momentum shows a positive bias with a rising short-term momentum reading despite neutral RSI and MACD, though OBV is relatively weak and the classic pivot at 119.24 is overhead. Volatility is contained with ATR near 3.14%. Technical takeaway: Buy—longer-term average support and short-term momentum give a cautiously constructive technical profile.
All signals
  • EMA (5 indicators)$112.09 - $119.17
    Buy
  • RSI (14)47.30
    Neutral
  • Stochastic %K (14, 3, 3)63.81
    Neutral
  • MACD Level (12, 26)-1.74
    Neutral
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