First Bancorp (FBNC)

NASDAQ • Financial Services

$63.92

+$2.88 (+4.7%)

Market closed

Last close at October 22, 2026 at 20:00 UTC

Open$61.31

Day Range$61.31 - $64.47

Avg. Volume (3M)197.3K

Market Cap$2.6B

P/E Ratio16.1

52 Week Range

$47.53$66.78

Next EarningsIn 90 daysJan 20, 2027

Metrics Over Time

Where the Money Goes

Q3 2026

Revenueeverything earned$153.9M100%

Net Incomeminus taxes and the rest$51.2M33%

In plain terms: out of every $100 in revenue, First Bancorp keeps $33 as net profit.

Fundamentals & Financials

Revenue (TTM)

$454M

Net Income (TTM)

$164.1M

EPS (TTM)

$3.97

ROA (TTM)

1.25%

Current Ratio

Dividend Yield

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

-42.2%Q4 2025$0.49

-63.1%Q1 2026$0.38

+3.7%Q2 2026$1.13

+6.1%Q3 2026$1.22

+5.1%Q4 2026$1.24

Jan 20

in 90 daysQ1 2027

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q4 2026

Beat +5.1%

First Bancorp topped consensus on earnings in the third fiscal quarter of 2026, based on preliminary results reported October 21, 2026, with EPS of $1.24 topping the $1.18 estimate (+5.1%) and up from $0.49 a year ago. Revenue came in at about $154.0 million, while GAAP net income rose ~152% year over year to roughly $51.3 million (up from about $20.4 million a year ago), matching the jump in per-share earnings as the bottom line expanded from last year’s level. The company’s banking model centers on serving individuals and small to medium-sized businesses through its branch network in the Carolinas across lending and deposit products alongside payments and advisory services. Consensus for the next period calls for EPS of $1.04.

View full earnings history

About First Bancorp

First Bancorp (NASDAQ: FBNC) is a regional banking company and the parent of First Bank, serving individuals and small to medium-sized businesses in the Carolinas. Across lending, deposits, payments, and advisory services, it generated $543.1 million of revenue in FY2025.

Name

First Bancorp

CEO

Richard Hancock Moore

Website

localfirstbank.com

Industry

Financial Services

Year Founded

1934

Employees

1,374

Today's Snapshot

AI-generated

FBNC closed 4.7% higher at 63.92, in line with a firmer sector. Volume was about half as much again as its usual level. First Bancorp reported third-quarter earnings of 63 cents per share, topping analysts’ 59-cent estimate.

Trading Volume

Above 10d avg 170.1K

240.2K

vs S&P 500 Today

Strong Outperformance

+5.98%

Updated: October 22, 2026 at 20:08 UTC

Technical Indicators

5 Buy3 Neutral0 Sell

FBNC trades around 63.92 and is above its short-, medium- and long-term moving averages, showing broad trend alignment. Momentum is positive with RSI near 61 and CCI in buy territory, while ADX around 25 points to a firming trend. Volatility is contained with ATR roughly 2.3% of price, and on-balance volume confirms accumulation, supporting the advance; MACD is near neutral but shorter EMAs are above the 200-day. The classic pivot lies below current price, offering nearby support. Technical takeaway: Strong Buy — trend, momentum and volume are broadly supportive.

All signals

EMA (5 indicators)$59.40 - $62.09
Buy
RSI (14)61.12
Neutral
Stochastic %K (14, 3, 3)73.83
Neutral
MACD Level (12, 26)-0.36
Neutral

Peers & Related Assets

FCNCAFirst Citizens BancShares, Inc.

$2196.76+2.5%

SFSTSouthern First Bancshares, Inc.

$61.24+1.9%

FRBAFirst Bank

$18.55+4.3%

FCBMFirst Carolina Financial Services

FCCOFirst Community Corporation

FXNCFirst National Corporation

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