Skip to main content
NVDA-1.32%AAPL+0.79%GOOGL+0.38%MSFT-0.28%AMZN-0.37%TSM-1.31%SPCX-1.73%META-1.02%AVGO-1.52%TSLA-1.73%BRK-B+0.22%SKHY-3.56%LLY+1.58%MU-1.61%AMD-2.62%WMT+1.34%JPM-0.25%V-0.96%XOM+0.44%ASMLa+1.11%JNJ+0.60%MA-0.40%INTC-1.90%0700.HK-0.42%ABBV+0.81%1398.HK-0.92%CSCO+0.33%CVX+1.32%COST+0.72%ORCL-3.59%KO+1.00%BAC-6.80%DELL-7.09%LRCX-2.30%AMAT-1.98%AP2d+0.35%PG+1.05%CAT-0.42%1816.HK+2.71%UNH+3.04%3988.HK-1.12%0005.HK-1.79%0857.HK+1.17%HSBA.L-1.27%GE+0.55%PM+0.91%0939.HK-1.00%1288.HK-2.23%MS-4.57%NFLX+0.27%USDCHF+0.90%USDSEK+0.85%CADCHF+0.83%USDMXN+0.78%AUDCHF+0.72%GBPCHF+0.67%EURUSD-0.62%USDZAR+0.61%USDDKK+0.60%EURHKD-0.59%EURCAD-0.57%USDPLN+0.56%CHFJPY-0.54%EURCNH-0.51%USDTHB+0.47%USDSGD+0.47%NZDCHF+0.45%NZDUSD-0.43%EURAUD-0.43%AUDDKK+0.41%GBPTRY+0.41%NZDCAD-0.39%EURGBP-0.37%USDJPY+0.35%USDNOK+0.34%GBPHKD+0.32%NZDMXN+0.32%GBPMXN-0.28%USDTRY+0.28%AUDSGD+0.27%AUDNZD+0.27%EURJPY-0.27%CADJPY+0.27%CHFNOK-0.27%EURCHF+0.26%EURSEK+0.26%EURNOK-0.25%CHFSEK+0.25%GBPUSD-0.24%PLNJPY-0.21%GBPZAR+0.19%GBPNZD+0.19%AUDUSD-0.18%AUDJPY+0.17%USDILS+0.16%EURNZD-0.15%GBPCAD-0.15%AUDNOK+0.14%CHFSGD-0.13%EURSGD-0.13%SGDJPY-0.12%AUDCAD-0.10%GBPJPY+0.10%NZDJPY-0.10%USDCNH+0.08%USDCAD+0.07%GBPSGD+0.06%EURCZK+0.06%GBPAUD-0.04%EURPLN-0.04%USDCOP-0.04%EURDKK+0.01%NOKJPY+0.01%USDHKD+0.01%EURZAR+0.01%NZDSGD0.00%XAGUSD-3.61%GAGUSD-3.61%COFFEE+3.21%XPTUSD-1.57%GAUUSD-1.44%XAUUSD-1.44%COTTON+1.33%XNGUSD-0.91%COCOA+0.81%USOIL+0.55%UKOIL-0.39%SUGAR-0.38%BTCUSD-0.25%ETHUSD+15.24%USDTUSD-0.01%XRPUSD+9.86%SOLUSD+10.90%TRXUSDT+2.03%ZECUSDT+0.70%DOGEUSD+11.12%XMRUSDT+1.30%LINKUSD+11.09%XLMUSD-1.40%BCHUSDT+0.25%LTCUSD+9.37%UNIUSD-3.25%SUIUSD-1.43%HBARUSDT-1.40%TONUSD+24.80%TAOUSDT-1.16%AAVEUSD-1.08%DOTUSDT-0.53%ICPUSDT-1.67%ONDOUSDT-2.52%WLDUSDT-2.88%ARBUSDT-3.02%JUPUSDT-3.16%ATOMUSDT-2.72%INJUSDT-2.55%STXUSDT-0.67%FETUSDT-1.10%PYTHUSDT+8.23%TIAUSDT-3.87%SEIUSDT-1.54%IMXUSDT-3.09%OPUSDT-7.40%GRTUSDT-2.12%WIFUSDT-1.78%IOTAUSDT-3.21%AXSUSDT-2.95%POLUSDT-3.34%FARTCOINUSDT-3.33%EOSUSDT+5.62%DYDXUSDT-3.86%GALAUSDT-4.04%ORDIUSDT-2.44%RONINUSDT-4.26%NOTUSDT-3.35%NVDA-1.32%AAPL+0.79%GOOGL+0.38%MSFT-0.28%AMZN-0.37%TSM-1.31%SPCX-1.73%META-1.02%AVGO-1.52%TSLA-1.73%BRK-B+0.22%SKHY-3.56%LLY+1.58%MU-1.61%AMD-2.62%WMT+1.34%JPM-0.25%V-0.96%XOM+0.44%ASMLa+1.11%JNJ+0.60%MA-0.40%INTC-1.90%0700.HK-0.42%ABBV+0.81%1398.HK-0.92%CSCO+0.33%CVX+1.32%COST+0.72%ORCL-3.59%KO+1.00%BAC-6.80%DELL-7.09%LRCX-2.30%AMAT-1.98%AP2d+0.35%PG+1.05%CAT-0.42%1816.HK+2.71%UNH+3.04%3988.HK-1.12%0005.HK-1.79%0857.HK+1.17%HSBA.L-1.27%GE+0.55%PM+0.91%0939.HK-1.00%1288.HK-2.23%MS-4.57%NFLX+0.27%USDCHF+0.90%USDSEK+0.85%CADCHF+0.83%USDMXN+0.78%AUDCHF+0.72%GBPCHF+0.67%EURUSD-0.62%USDZAR+0.61%USDDKK+0.60%EURHKD-0.59%EURCAD-0.57%USDPLN+0.56%CHFJPY-0.54%EURCNH-0.51%USDTHB+0.47%USDSGD+0.47%NZDCHF+0.45%NZDUSD-0.43%EURAUD-0.43%AUDDKK+0.41%GBPTRY+0.41%NZDCAD-0.39%EURGBP-0.37%USDJPY+0.35%USDNOK+0.34%GBPHKD+0.32%NZDMXN+0.32%GBPMXN-0.28%USDTRY+0.28%AUDSGD+0.27%AUDNZD+0.27%EURJPY-0.27%CADJPY+0.27%CHFNOK-0.27%EURCHF+0.26%EURSEK+0.26%EURNOK-0.25%CHFSEK+0.25%GBPUSD-0.24%PLNJPY-0.21%GBPZAR+0.19%GBPNZD+0.19%AUDUSD-0.18%AUDJPY+0.17%USDILS+0.16%EURNZD-0.15%GBPCAD-0.15%AUDNOK+0.14%CHFSGD-0.13%EURSGD-0.13%SGDJPY-0.12%AUDCAD-0.10%GBPJPY+0.10%NZDJPY-0.10%USDCNH+0.08%USDCAD+0.07%GBPSGD+0.06%EURCZK+0.06%GBPAUD-0.04%EURPLN-0.04%USDCOP-0.04%EURDKK+0.01%NOKJPY+0.01%USDHKD+0.01%EURZAR+0.01%NZDSGD0.00%XAGUSD-3.61%GAGUSD-3.61%COFFEE+3.21%XPTUSD-1.57%GAUUSD-1.44%XAUUSD-1.44%COTTON+1.33%XNGUSD-0.91%COCOA+0.81%USOIL+0.55%UKOIL-0.39%SUGAR-0.38%BTCUSD-0.25%ETHUSD+15.24%USDTUSD-0.01%XRPUSD+9.86%SOLUSD+10.90%TRXUSDT+2.03%ZECUSDT+0.70%DOGEUSD+11.12%XMRUSDT+1.30%LINKUSD+11.09%XLMUSD-1.40%BCHUSDT+0.25%LTCUSD+9.37%UNIUSD-3.25%SUIUSD-1.43%HBARUSDT-1.40%TONUSD+24.80%TAOUSDT-1.16%AAVEUSD-1.08%DOTUSDT-0.53%ICPUSDT-1.67%ONDOUSDT-2.52%WLDUSDT-2.88%ARBUSDT-3.02%JUPUSDT-3.16%ATOMUSDT-2.72%INJUSDT-2.55%STXUSDT-0.67%FETUSDT-1.10%PYTHUSDT+8.23%TIAUSDT-3.87%SEIUSDT-1.54%IMXUSDT-3.09%OPUSDT-7.40%GRTUSDT-2.12%WIFUSDT-1.78%IOTAUSDT-3.21%AXSUSDT-2.95%POLUSDT-3.34%FARTCOINUSDT-3.33%EOSUSDT+5.62%DYDXUSDT-3.86%GALAUSDT-4.04%ORDIUSDT-2.44%RONINUSDT-4.26%NOTUSDT-3.35%
HC

Happen, Inc. Common Stock (HAPN)

NYSE • Financial Services

$14.82
-$0.1 (-0.7%)
Market open

Last close at October 13, 2026 at 20:00 UTC

Open$14.93
Previous Close$14.82
Day Range$14.49 - $15.06
Avg. Volume (3M)1.9M
Market Cap$1.7B
P/E Ratio8.7
52 Week Range
$13.05$21.67
Next EarningsIn 14 daysOct 28, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$352.7M100%
Gross Profitminus cost of goods$273.7M78%
Operating Incomeminus R&D and overhead$93.9M27%
Net Incomeminus taxes and the rest$58.1M16%

In plain terms: out of every $100 in revenue, Happen, Inc. Common Stock keeps $16 as net profit.

Fundamentals & Financials

Revenue (TTM)
$1.3B
Net Income (TTM)
$195.5M
EPS (TTM)
$1.7
ROA (TTM)
1.56%
Current Ratio
2.44
Dividend Yield
0%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+12.9%Q1 2026$0.35
+15.8%Q2 2026$0.44
+16.5%Q3 2026$0.5
Next

Oct 28

in 14 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +16.5%

Happen topped EPS consensus in the second fiscal quarter of 2026, posting EPS of $0.50 versus the $0.42 estimate, about +20%, and up near 52% from $0.33 a year ago; the company reported the results on July 27. Revenue came in at about $269 million, operating income reached about $121 million and operating margin held near 45%, while net income was about $58.1 million, up about 52% from $38.2 million a year earlier. Happen also repurchased about $12.6 million of stock, and next-period consensus calls for EPS of $0.44.

Next report — what to expect

Happen, Inc. Common Stock (HAPN) reports next on October 28, 2026. Wall Street is looking for consensus EPS of $0.47 on consensus revenue of $273.5 million; for trailing context, revenue was +6.5% year over year last quarter. Happen has beaten EPS in 7 of 8 most recent quarters.

View full earnings history

About Happen, Inc. Common Stock

Happen, Inc. trades on NASDAQ under the ticker HAPN and operates as a U.S. banking and lending company. Across deposit-taking and loan products, it generated $1.3 billion of revenue in FY2025. The company sits in the financial-services sector, with its business centered on consumer and small-business banking activity in the United States.

Name
Happen, Inc. Common Stock
CEO
Scott Sanborn
Website
www.happen.com
Industry
Financial Services
Employees
1,075

Today's Snapshot

AI-generated

Yesterday HAPN fell 0.7% to 14.82.

Trading Volume

Above 10d avg 2.0M

2.2M

vs S&P 500 Today

Underperforming Market

-0.72%

Updated: October 14, 2026 at 12:15 UTC

Technical Indicators

0 Buy3 Neutral5 Sell
HAPN is trading below most short- and long-term averages, with the current price near 14.82 while the 200-day average sits notably higher, and this placement helps explain the overall strong-sell stance. ADX around 30 indicates a meaningful directional bias against the stock, while momentum measures are weak and the MACD is negative, signaling limited upside conviction. On-balance volume is negative, suggesting distribution has been present, and volatility is moderate by ATR, so moves are not exceptionally large. Technical takeaway: Strong Sell.
All signals
  • EMA (5 indicators)$15.17 - $17.27
    Sell
  • RSI (14)31.68
    Neutral
  • Stochastic %K (14, 3, 3)27.62
    Neutral
  • MACD Level (12, 26)-0.57
    Neutral

Peers & Related Assets

BKUBankUnited, Inc.
$41.71-1.2%
PFSProvident Financial Services, Inc.
$22.04-0.5%
CUBICustomers Bancorp, Inc.
$74.64-0.1%
TBBKThe Bancorp, Inc.
$49.69+1.1%
CHCOCity Holding Company
$139.42-0.4%
HOPEHope Bancorp, Inc.
$13.31-0.8%
Stay Ahead of the Market

Get premium market insights delivered directly to your inbox.