Happen, Inc. Common Stock (HAPN)

NYSE • Financial Services

$14.09

-$0.41 (-2.9%)

Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$14.22

Day Range$13.89 - $14.45

Avg. Volume (3M)2.2M

Market Cap$1.6B

P/E Ratio8.3

52 Week Range

$13.05$21.67

Next EarningsIn 4 daysOct 28, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$352.7M100%

Gross Profitminus cost of goods$273.7M78%

Operating Incomeminus R&D and overhead$93.9M27%

Net Incomeminus taxes and the rest$58.1M16%

In plain terms: out of every $100 in revenue, Happen, Inc. Common Stock keeps $16 as net profit.

Fundamentals & Financials

Revenue (TTM)

$1.3B

Net Income (TTM)

$195.5M

EPS (TTM)

$1.7

ROA (TTM)

1.56%

Current Ratio

2.44

Dividend Yield

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+120.0%Q3 2025$0.33

+21.9%Q4 2025$0.37

+12.9%Q1 2026$0.35

+15.8%Q2 2026$0.44

+16.5%Q3 2026$0.5

Oct 28

in 4 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +16.5%

Happen topped EPS consensus in the second fiscal quarter of 2026, posting EPS of $0.50 versus the $0.42 estimate, about +20%, and up near 52% from $0.33 a year ago; the company reported the results on July 27. Revenue came in at about $269 million, operating income reached about $121 million and operating margin held near 45%, while net income was about $58.1 million, up about 52% from $38.2 million a year earlier. Happen also repurchased about $12.6 million of stock, and next-period consensus calls for EPS of $0.44.

Next report — what to expect

Happen, Inc. Common Stock (HAPN) reports next on October 28, 2026. Wall Street is looking for consensus EPS of $0.47 on consensus revenue of $273.5 million; for trailing context, revenue was +6.5% year over year last quarter. Happen has beaten EPS in 7 of 8 most recent quarters.

View full earnings history

About Happen, Inc. Common Stock

Happen, Inc. trades on NASDAQ under the ticker HAPN and operates as a U.S. banking and lending company. Across deposit-taking and loan products, it generated $1.3 billion of revenue in FY2025. The company sits in the financial-services sector, with its business centered on consumer and small-business banking activity in the United States.

Name

Happen, Inc. Common Stock

CEO

Scott Sanborn

Website

www.happen.com

Industry

Financial Services

Employees

1,075

Today's Snapshot

AI-generated

HAPN closed 2.9% lower on heavier trading than usual. Earnings are due from HAPN on 28 October.

Trading Volume

Above 10d avg 2.6M

3.9M

vs S&P 500 Today

Underperforming Market

-2.34%

Updated: October 23, 2026 at 20:27 UTC

Technical Indicators

0 Buy3 Neutral5 Sell

HAPN displays convincing bearish structure: the price trades below its short-, medium- and long-term moving averages, ADX above 30 signals a decisive trend, and on-balance volume is strongly negative, underlining distribution. Momentum measures are weak — CCI is deeply negative and momentum is down — while RSI and stochastic are near oversold and MACD offers little support, creating mixed short-term oscillator readings. ATR shows moderate volatility and the pivot sits above the market, reinforcing resistance. Technical takeaway: Strong Sell — trend, moving averages and volume confirm downside pressure.

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