HCI Group, Inc. (HCI)

NYSE • Financial Services

$204.06

-$2.62 (-1.3%)

Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$206.65

Day Range$202.45 - $207.45

Avg. Volume (3M)175K

Market Cap$2.5B

P/E Ratio7.9

52 Week Range

$144.75$208.8

Next EarningsIn 11 daysNov 4, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$246.6M100%

Gross Profitminus cost of goods$175.5M71%

Operating Incomeminus R&D and overhead$110.9M45%

Net Incomeminus taxes and the rest$73.7M30%

In plain terms: out of every $100 in revenue, HCI Group, Inc. keeps $30 as net profit.

Fundamentals & Financials

Revenue (TTM)

$952.1M

Net Income (TTM)

$310.3M

EPS (TTM)

$25.92

ROA (TTM)

11.72%

Current Ratio

Dividend Yield

0.25%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+15.9%Q3 2025$5.18

+100.8%Q4 2025$4.9

+48.9%Q1 2026$7.25

+6.2%Q2 2026$5.45

+11.1%Q3 2026$5.6

Nov 4

in 11 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +11.1%

HCI Group's adjusted EPS topped consensus while revenue came in below estimates in the second fiscal quarter of 2026, reported Aug. 6, based on preliminary results. Adjusted EPS reached $5.60, above the $5.04 estimate by 11.1% and up from $5.18 a year ago, while revenue came in at about $246.7 million versus the $247.4 million consensus, a 2.0% miss. Net income rose 42.9% to about $94.5 million from $66.2 million a year earlier. The company also repurchased about $17.6 million of stock and paid roughly $5.2 million in dividends.

Next report — what to expect

HCI Group, Inc. (HCI) reports earnings on November 5, 2026. Wall Street expects EPS of $3.24 on revenue of $247.8 million. For trailing context, revenue grew +11.1% year over year last quarter. HCI has beaten EPS in 8 of 8 most recent quarters, making margin and premium trends key items to monitor.

View full earnings history

About HCI Group, Inc.

HCI Group, Inc. (NYSE: HCI) is a property and casualty insurer focused on Florida homeowners, with $900.9 million of revenue in FY2025. The company underwrites residential insurance policies for homeowners, condominium owners, and tenants, and also operates reinsurance, technology, and real estate activities from a base in the financial services sector.

Name

HCI Group, Inc.

CEO

Pareshbhai Suryakant Patel

Website

hcigroup.com

Industry

Financial Services

Year Founded

2006

Employees

594

Today's Snapshot

AI-generated

HCI closed 1.3% lower at 204.07, in line with a weaker sector. HCI closed within 3% of its 52-week high of 210.50.

Trading Volume

Below 10d avg (176.6K)

154.2K

vs S&P 500 Today

Underperforming Market

-0.74%

Updated: October 23, 2026 at 20:09 UTC

HCI Headlines

Ceasefire Sparks Rally In Insurance Stocks

April 18, 2026

4 min read

View All News

Technical Indicators

6 Buy1 Neutral1 Sell

HCI is technically strong with price at about 204.06 well above its 200-day average near 170 and ADX around 29 pointing to a meaningful trend. Momentum is robust—MACD is strongly positive and short-term momentum and RSI are bullish—while short- and medium-term moving averages sit below the market. ATR indicates moderate volatility, and OBV signals accumulation. The pivot near 206.89 sits slightly overhead as a reference. Technical takeaway — Strong Buy: price leadership above major averages and supportive momentum confirm the bullish posture.

All signals