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HE

HealthEquity, Inc. (HQY)

NASDAQ • Healthcare

$103.97
+$3 (+3.0%)
Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$100.98
Day Range$100.19 - $104.3
Avg. Volume (3M)831K
Market Cap$8.5B
P/E Ratio37.1
52 Week Range
$72.76$107.62
Next EarningsIn 37 daysDec 2, 2026

Metrics Over Time

Where the Money Goes

Q3 2026
Revenueeverything earned$350.7M100%
Gross Profitminus cost of goods$257.9M74%
Operating Incomeminus R&D and overhead$98.6M28%
Net Incomeminus taxes and the rest$65.6M19%

In plain terms: out of every $100 in revenue, HealthEquity, Inc. keeps $19 as net profit.

Fundamentals & Financials

Revenue (TTM)
$1.3B
Net Income (TTM)
$236.4M
EPS (TTM)
$2.8
ROA (TTM)
7.23%
Current Ratio
2.99
Dividend Yield
0%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+6.7%Q1 2026$0.95
+11.7%Q2 2026$1.24
+4.2%Q3 2026$1.24
Next

Dec 2

in 37 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +4.2%

HealthEquity’s earnings topped expectations while revenue came in line, as it posted second fiscal quarter of 2027 results (period ended July 31, 2026) reported August 27, 2026. Adjusted EPS of $1.24 topped the $1.19 estimate (+4.2%) and rose 14.8% from $1.08 a year ago, while revenue of $350.7 million was in line with the $349.2 million estimate (+0.4%) and increased 7.6% from $325.8 million a year ago. Profitability held at high levels, with gross margin near 74% and operating margin around 28%, translating into roughly $65.6 million of net income, up 9.7% from $59.9 million a year ago. The company generated about $136.2 million of operating cash flow and repurchased roughly $107.7 million of stock during the quarter. Next-period consensus calls for EPS of $1.15 on revenue of $346.8 million.

View full earnings history

About HealthEquity, Inc.

HealthEquity, Inc. provides healthcare-finance technology on the NASDAQ under HQY, offering cloud-based solutions that help people manage healthcare spending and savings through account administration, advisory, and related benefits services. The company operates in healthcare information services and generated $1.3 billion of revenue in FY2026.

Name
HealthEquity, Inc.
CEO
Scott R. Cutler
Industry
Healthcare
Year Founded
2002
Employees
2,814

Today's Snapshot

AI-generated

HQY closed 3% higher, within reach of the top of its 52-week range.

Trading Volume

Above 10d avg 756.7K

920.2K

vs S&P 500 Today

Strong Outperformance

+3.49%

Updated: October 23, 2026 at 20:21 UTC

Technical Indicators

6 Buy0 Neutral2 Sell
HQY looks technically constructive with clear price strength against most moving averages and positive momentum, yet some oscillators warn of near-term overextension. The MACD and CCI are bullish and price sits well above short-, medium- and long-term averages, supported by rising OBV, while ADX indicates a modest trend. At the same time RSI, stochastic and Williams %R register overheated readings and the upper Bollinger band is being tested, suggesting caution on immediate pullbacks. Technical takeaway: Buy.
All signals
  • EMA (5 indicators)$91.65 - $96.57
    Buy
  • RSI (14)73.90
    Sell
  • Stochastic %K (14, 3, 3)95.74
    Sell
  • MACD Level (12, 26)1.46
    Buy
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