Lloyds Banking Group plc (LLOY.L)

LSE • Financial Services

£100.65

+£0.25 (+0.2%)

Market closed

October 23, 2026 at 15:30 UTC

Open£100.9

Day Range£99.48 - £101.4

Avg. Volume (3M)140.5M

Market Cap£57.7B

P/E Ratio1248.8

52 Week Range

£85.42£117.9

Next EarningsIn 4 daysOct 29, 2026

12H

All

18:44:13 UTC

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned£13.8B100%

Gross Profitminus cost of goods£13.8B100%

Operating Incomeminus R&D and overhead£2.2B16%

Net Incomeminus taxes and the rest£1.5B11%

In plain terms: out of every £100 in revenue, Lloyds Banking Group plc keeps £11 as net profit.

Fundamentals & Financials

Revenue (TTM)

£19.4B

Net Income (TTM)

£5.2B

EPS (TTM)

£0.081

ROA (TTM)

0.52%

Current Ratio

0.12

Dividend Yield

2.19%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+7.8%Q3 2025£0.02

-49.3%Q4 2025£0.01

+11.5%Q1 2026£0.02

+12.0%Q2 2026£0.02

-2.0%Q3 2026£0.02

Oct 29

in 4 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Miss -2.0%

Lloyds Banking Group PLC's EPS missed consensus in the second fiscal quarter of 2026, reported on July 30, 2026, with EPS of GBP 0.02 versus the GBP 0.02 estimate, a -2.0% miss. Revenue came to about GBP 13.8 billion, operating income was about GBP 2.3 billion, and the operating margin held near 16%. Net income rose 10.8% to about GBP 1.5 billion from GBP 1.39 billion a year earlier, while the EPS reading was up 11.9% from a year ago; next-period consensus calls for EPS of GBP 0.03.

Next report — what to expect

Lloyds Banking Group PLC (LLOY.L) reports on October 29, 2026. Wall Street is looking for consensus EPS of GBP 0.028 on revenue of GBP 5.39 billion. As trailing context, revenue declined -0.3% year over year last quarter. Lloyds has beaten EPS in 5 of 8 most recent quarters.

View full earnings history

About Lloyds Banking Group plc

Lloyds Banking Group plc (LLOY.L) trades on the London Stock Exchange and operates as a U.K.-focused banking and financial services group. Across retail banking, commercial banking, insurance, and wealth activities in the United Kingdom, it generated GBP 41.0 billion of revenue in FY2025.

Name

Lloyds Banking Group plc

CEO

Charles Alan Nunn

Website

www.lloydsbankinggroup.com

Industry

Financial Services

Year Founded

1695

Employees

60,061

Today's Snapshot

AI-generated

The day ended with LLOY.L slightly lower at 100.10, while its sector was weaker. Shares changed hands at about two-fifths of its usual level. Lloyds appointed Chris Rhodes to a new senior leadership role.

Trading Volume

Below 10d avg (137.3M)

58.4M

vs S&P 500 Today

Moderate Underperformance

-0.17%

Updated: October 23, 2026 at 15:08 UTC

LLOY.L Headlines

UK banks brace for possible tax hike

October 22, 2026

3 min read

Google Cloud outage disrupts U.K. banking

October 20, 2026

3 min read

UK bank tax plan hits major lenders’ shares

October 16, 2026

3 min read

Lloyds boosts profit and unveils AI cost plan

July 30, 2026

3 min read

View All News

Technical Indicators

0 Buy2 Neutral6 Sell

LLOY.L presents a decisively negative technical picture, with price trading below most short-, medium- and long-term moving averages including the 200-day, and momentum indicators such as MACD and CCI showing clear sell signals. RSI and ADX are subdued, indicating limited bullish momentum and only moderate trend strength, while volatility is contained and the pivot is nearby. Notably, OBV remains positive but contrasts with price weakness, suggesting distribution or divergence. Technical takeaway: Strong Sell — moving averages and momentum favor continued downside pressure.

All signals