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Navient Corporation (NAVI)

NASDAQ • Financial Services

$8.5
-$0.35 (-4.1%)
Market open

Last close at October 23, 2026 at 20:00 UTC

Open$8.72
Previous Close$8.5
Day Range$8.34 - $8.79
Avg. Volume (3M)1.2M
Market Cap$797.1M
52 Week Range
$7.33$13.48
Next EarningsIn 10 daysNov 4, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$682M100%
Gross Profitminus cost of goods$655M96%
Operating Incomeminus R&D and overhead$573M84%
Net Incomeminus taxes and the rest$25M4%

In plain terms: out of every $100 in revenue, Navient Corporation keeps $4 as net profit.

Fundamentals & Financials

Revenue (TTM)
$2.9B
Net Income (TTM)
-$49M
EPS (TTM)
-$0.49
ROA (TTM)
-0.1%
Current Ratio
0.51
Dividend Yield
1.86%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

-93.6%Q1 2026$0.02
+17.6%Q2 2026$0.2
+43.9%Q3 2026$0.29
Next

Nov 4

in 10 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +43.9%

Navient topped expectations on adjusted EPS in the second fiscal quarter of 2026, reported August 6, 2026, with EPS of $0.29 topping the $0.20 estimate, +44%. Revenue came in at roughly $682.0 million, while net interest income was about $118.0 million, reflecting the role of the company’s consumer and education lending and related servicing activities, including its legacy federal student-loan assets and private education lending. For shareholder returns during the quarter, Navient repurchased about $3.0 million of stock and paid roughly $15.0 million in dividends. Looking ahead, next-period consensus calls for EPS of $0.12.

Next report — what to expect

Navient Corporation (NAVI) reports earnings on October 28, 2026. Wall Street is looking for consensus EPS of $0.087 on consensus revenue of $143.8 million. For trailing context, revenue was -15.4% year over year last quarter. NAVI has beaten EPS in 5 of 8 most recent quarters, a key item to watch alongside revenue.

View full earnings history

About Navient Corporation

Navient Corporation operates in consumer and education lending and related servicing, trading on the NASDAQ as NAVI. The company works in credit services, with revenue of $3.2 billion in FY2025. Its business combines legacy federal student-loan assets, private education lending, and outsourced processing work for healthcare and government clients in the United States.

Name
Navient Corporation
CEO
Edward John Bramson
Industry
Financial Services
Year Founded
1973
Employees
670

Today's Snapshot

AI-generated

The day ended with NAVI 4.1% lower at 8.50, in line with a weaker sector. Trading was busier than usual, with volume about half as much again as its usual level.

Trading Volume

Above 10d avg 1.3M

1.7M

vs S&P 500 Today

Strong Underperformance

-3.54%

Updated: October 23, 2026 at 20:17 UTC

Technical Indicators

0 Buy2 Neutral6 Sell
NAVI exhibits clear bearish characteristics: momentum is weak with RSI in the mid‑30s and CCI deeply negative, while MACD sits slightly below zero and the stock trades below its short‑ and longer‑term moving averages clustered near nine dollars. Trend strength is muted with ADX around 14 and volatility is modest given an ATR of about $0.36, while on‑balance volume is markedly negative, signaling distribution. The classic pivot near 8.76 provides limited support. Technical takeaway: Strong Sell — broad weakness across momentum, moving averages and volume underpins the bearish stance.
All signals
  • EMA (5 indicators)$9.00 - $9.62
    Sell
  • RSI (14)36.29
    Neutral
  • Stochastic %K (14, 3, 3)23.06
    Neutral
  • MACD Level (12, 26)-0.11
    Sell

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