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OB

OFG Bancorp (OFG)

NYSE • Financial Services

$50.96
-$0.54 (-1.1%)
Market closed

Last close at October 27, 2026 at 20:00 UTC

Open$51.87
Day Range$50.92 - $51.87
Avg. Volume (3M)301.9K
Market Cap$2.1B
P/E Ratio9.8
52 Week Range
$35.71$54.47

Metrics Over Time

Where the Money Goes

Q3 2026
Revenueeverything earned$228.2M100%
Gross Profitminus cost of goods$167.9M74%
Operating Incomeminus R&D and overhead$71.8M31%
Net Incomeminus taxes and the rest$56.6M25%

In plain terms: out of every $100 in revenue, OFG Bancorp keeps $25 as net profit.

Fundamentals & Financials

Revenue (TTM)
$914.1M
Net Income (TTM)
$225.2M
EPS (TTM)
$5.19
ROA (TTM)
1.85%
Current Ratio
0.32
Dividend Yield
0.7%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+23.5%Q2 2026$1.26
+18.8%Q3 2026$1.39
+8.1%Q4 2026$1.33

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q4 2026
Beat +8.1%

OFG Bancorp’s earnings topped consensus in the third fiscal quarter of 2026, based on preliminary results reported October 21, 2026, with EPS of $1.33 beating the $1.23 estimate (+8.1%) and rising +14.7% from $1.16 a year ago. Net income increased +9.2% to roughly $56.6 million (up from $51.8 million a year ago), alongside net interest income of about $153.6 million as the core driver for the quarter. Revenue came in at around $228.3 million, while operating income was roughly $71.8 million, reflecting profitability alongside the higher year-over-year bottom line. Consensus for the next period calls for EPS of $1.23.

View full earnings history

About OFG Bancorp

OFG Bancorp is a Puerto Rico-based regional banking and financial services company whose shares trade on the NYSE under OFG. Through banking, wealth, and treasury activities across Puerto Rico and the U.S. Virgin Islands, it generated $862.6 million of revenue in FY2025.

Name
OFG Bancorp
CEO
José Rafael Fernández
Industry
Financial Services
Year Founded
1964
Employees
2,156

Today's Snapshot

AI-generated

OFG closed 1.1% below yesterday's close, while its sector was flat.

Trading Volume

Above 10d avg 384.1K

433.5K

vs S&P 500 Today

Underperforming Market

-1.76%

Updated: October 27, 2026 at 20:31 UTC

Technical Indicators

2 Buy3 Neutral3 Sell
OFG is in a neutral technical posture at 50.96, with mixed signals from the moving averages as near-term averages sit slightly above price while longer-term averages remain below. Momentum and oscillator readings are largely muted and the MACD is essentially flat, while ADX at 16.21 points to a weak trend. Volatility is modest with ATR about 1.09, and on‑balance volume shows some buying support even as the classic pivot lies just overhead. These offsetting factors leave the technical picture balanced. Technical takeaway: Neutral.
All signals
  • EMA (5 indicators)$47.00 - $51.43
    Sell
  • RSI (14)46.28
    Neutral
  • Stochastic %K (14, 3, 3)38.66
    Neutral
  • MACD Level (12, 26)-0.08
    Neutral
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