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PT

Pagaya Technologies Ltd. (PGY)

NASDAQ • Technology

$19.09
-$0.12 (-0.7%)
Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$18.92
Day Range$18.33 - $19.16
Avg. Volume (3M)2M
Market Cap$1.5B
P/E Ratio12.7
52 Week Range
$10.4$31.06

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$365.6M100%
Gross Profitminus cost of goods$146.9M40%
Operating Incomeminus R&D and overhead$84.3M23%
Net Incomeminus taxes and the rest$45.2M12%

In plain terms: out of every $100 in revenue, Pagaya Technologies Ltd. keeps $12 as net profit.

Fundamentals & Financials

Revenue (TTM)
$1.3B
Net Income (TTM)
$126.8M
EPS (TTM)
$1.5
ROA (TTM)
7.49%
Current Ratio
11.51

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+5.2%Q1 2026$0.36
-9.4%Q2 2026$0.29
+52.1%Q3 2026$0.49

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +52.1%

Pagaya Technologies’ earnings topped expectations as adjusted EPS of $0.49 beat the $0.32 estimate (+52%) in the second fiscal quarter of 2026 ended June 30, 2026 and reported July 30, 2026. Revenue rose 15.1% to about $365.6 million (up from roughly $317.7 million a year ago), reflecting results from its AI-driven software and infrastructure platform used in credit and asset-origination workflows. Profitability improved alongside the top line, with gross margin at about 40% on gross profit of roughly $146.9 million, while operating income came in near $84.4 million and operating margin was about 23%. Net income increased 171.8% to roughly $45.3 million, up from about $16.7 million a year earlier, and EPS rose 145.0% from $0.20. The company generated about $74.7 million of operating cash flow during the quarter. For the next period, consensus calls for EPS of $0.97.

Next report — what to expect

Pagaya Technologies Ltd. (PGY) is set to report on October 29, 2026. Wall Street is expecting EPS of $0.47 on revenue of $382.1 million. For trailing context, revenue grew 15.1% year over year last quarter. PGY has beaten EPS in 3 of its 8 most recent quarters.

View full earnings history

About Pagaya Technologies Ltd.

Pagaya Technologies Ltd. (NASDAQ: PGY) develops proprietary artificial intelligence systems and related software platforms for the financial-services market, helping partners originate loans and other financial assets. The company operates in software infrastructure for credit and asset-origination workflows, and generated $1.3 billion in FY2025.

Name
Pagaya Technologies Ltd.
CEO
Gal Krubiner
Website
www.pagaya.com
Industry
Technology
Year Founded
2016
Employees
493

Today's Snapshot

AI-generated

The day ended with PGY 0.7% lower at 19.09, while its sector was flat. PGY reports earnings on 29 October.

Trading Volume

Above 10d avg 1.9M

2.1M

vs S&P 500 Today

Moderate Underperformance

-0.18%

Updated: October 23, 2026 at 20:23 UTC

Technical Indicators

5 Buy2 Neutral1 Sell
PGY shows a mixed technical picture with a weak ADX near 14 that signals a lack of a decisive trend, while momentum is balanced: RSI near the mid-50s and MACD around neutral. The stock trades close to short-term moving averages but sits just below its 50-day, and volume measures are conflicted, producing a neutral read despite buy signals on OBV. Volatility is moderate, which keeps directional conviction low. Technical takeaway: Neutral — weak trend and mixed momentum leave the setup balanced rather than directional.
All signals
  • EMA (5 indicators)$18.40 - $18.89
    Buy
  • RSI (14)53.39
    Neutral
  • Stochastic %K (14, 3, 3)92.32
    Sell
  • MACD Level (12, 26)-0.24
    Neutral

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