United Community Banks, Inc. (UCB)

NYSE • Financial Services

$36.99

-$0.23 (-0.6%)

Market open

Last close at October 23, 2026 at 20:00 UTC

Open$37.07

Previous Close$36.99

Day Range$36.41 - $37.34

Avg. Volume (3M)1.1M

Market Cap$4.4B

P/E Ratio31.1

52 Week Range

$28.65$37.34

Next EarningsIn 80 daysJan 13, 2027

Metrics Over Time

Fundamentals & Financials

Revenue (TTM)

$1.2B

Net Income (TTM)

$146.6M

EPS (TTM)

$1.19

ROA (TTM)

0.51%

Current Ratio

0.3

Dividend Yield

0.78%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+7.8%Q4 2025$0.75

-2.7%Q1 2026$0.71

0.0%Q2 2026$0.7

-12.3%Q3 2026$0.71

-0.4%Q4 2026$0.77

Jan 13

in 80 daysQ1 2027

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q4 2026

Miss -0.4%

Revenue direction was not disclosed in the preliminary release, while United Community Banks’ adjusted EPS for the third fiscal quarter of 2026 came in line with consensus; the bank reported these results on October 20, 2026. Adjusted EPS was $0.770 versus a $0.773 estimate (-0.4%, in line), up from $0.750 a year ago (+2.7%). On the revenue lines provided, GAAP revenue was roughly $99.4 million and net interest income, a core banking earnings driver, was about $251.2 million, reflecting the quarter’s mix of lending and deposit-gathering activity alongside its broader offerings such as wealth, trust, insurance, and payments. Consensus for the next period calls for EPS of $0.800.

View full earnings history

About United Community Banks, Inc.

United Community Banks, Inc. (NYSE: UCB) is a regional banking company that operates in financial services through United Community Bank. From deposit accounts and loans to wealth, trust, insurance, and payments offerings, it serves households and businesses across local markets and generated $1.5 billion in revenue in FY2025.

Name

United Community Banks, Inc.

CEO

Herbert Lynn Harton

Website

www.ucbi.com

Industry

Financial Services

Year Founded

1950

Employees

3,070

Today's Snapshot

AI-generated

The day ended with UCB 0.6% lower at 36.99, in line with a weaker sector. UCB closed within 0.9% of its 52-week high of 37.34.

Trading Volume

Above 10d avg 1.2M

1.5M

vs S&P 500 Today

Moderate Underperformance

-0.12%

Updated: October 23, 2026 at 20:16 UTC

Technical Indicators

6 Buy1 Neutral1 Sell

UCB presents a constructive technical profile with strong momentum and confirming volume signals. Price is above short, medium and 200‑day moving averages and RSI is elevated near 70 while CCI is strongly positive, and MACD also reads as bullish, indicating upward momentum; ADX around 29 points signals an established trend. OBV is positive and supports buying interest, though the stock is near the upper Bollinger band, suggesting it is extended in the very short term. Volatility is modest. Technical takeaway: Strong Buy — trend, momentum and volume align in favor of buyers.

All signals