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UC

United Community Banks, Inc. (UCB)

NYSE • Financial Services

$35.04
-$0.25 (-0.7%)
Market closed

Last close at September 9, 2026 at 20:00 UTC

Open$35.19
Day Range$34.8 - $35.52
Avg. Volume (3M)714.5K
Market Cap$4.1B
P/E Ratio11.5
52 Week Range
$28.65$37.18
Next EarningsIn 41 daysOct 21, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$382.7M100%
Gross Profitminus cost of goods$309M81%
Operating Incomeminus R&D and overhead$138.3M36%
Net Incomeminus taxes and the rest$115.6M30%

In plain terms: out of every $100 in revenue, United Community Banks, Inc. keeps $30 as net profit.

Fundamentals & Financials

Revenue (TTM)
$1.5B
Net Income (TTM)
$377.9M
EPS (TTM)
$3.06
ROA (TTM)
1.3%
Current Ratio
11.77
Dividend Yield
0.72%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

-2.7%Q1 2026$0.71
0.0%Q2 2026$0.7
-12.3%Q3 2026$0.71
Next

Oct 21

in 41 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Miss -12.3%

United Community Banks’ adjusted EPS missed consensus in the second fiscal quarter of 2026, with preliminary results reported July 21, as EPS of $0.71 came in below the $0.81 estimate by 12.3%. Revenue reached about $382.8 million, while operating income came to about $138.3 million and operating margin was near 36%; net income rose about 47% to about $115.6 million from $78.7 million a year ago, and adjusted EPS was up about 8% from $0.66. The company repurchased about $37.1 million of stock and paid about $30.6 million in dividends. Next-period consensus calls for EPS of $0.75.

View full earnings history

About United Community Banks, Inc.

United Community Banks, Inc. (NYSE: UCB) is a regional banking company that operates in financial services through United Community Bank. From deposit accounts and loans to wealth, trust, insurance, and payments offerings, it serves households and businesses across local markets and generated $1.5 billion in revenue in FY2025.

Name
United Community Banks, Inc.
CEO
Herbert Lynn Harton
Website
www.ucbi.com
Industry
Financial Services
Year Founded
1950
Employees
3,141

Today's Snapshot

AI-generated

Yesterday UCB fell 0.7% to 35.04. United Community Banks sold $2.6 billion in investments to reshape its finances.

Trading Volume

Above 10d avg 658.8K

856.2K

vs S&P 500 Today

Moderate Underperformance

-0.23%

Updated: September 10, 2026 at 12:20 UTC

Technical Indicators

2 Buy2 Neutral4 Sell
UCB presents a mildly bearish near-term setup as the price is marginally under most short- and medium-term averages while remaining above the 100- and 200-day levels, and momentum is tepid with RSI near the mid-40s and a slightly negative MACD. ADX indicates a weak trend, and ATR is low, implying limited volatility. On-balance volume shows distribution despite positive absolute runoff, and the pivot sits just above the market. Technical takeaway: mixed moving averages with lackluster momentum and subdued volatility favor a cautious, slightly bearish stance.
All signals
  • EMA (5 indicators)$33.64 - $35.36
    Sell
  • RSI (14)45.85
    Neutral
  • Stochastic %K (14, 3, 3)54.26
    Neutral
  • MACD Level (12, 26)-0.14
    Sell

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