American Coastal Insurance Corporation (ACIC)

NASDAQ • Financial Services

$9.53

+$0 (+0.0%)

Market closed

Last close at September 4, 2026 at 20:00 UTC

Day Range$9.46 - $9.56

Avg. Volume (3M)287.4K

Market Cap$462.3M

P/E Ratio4.6

52 Week Range

$9.1$13.06

Next EarningsIn 61 daysNov 4, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$82.4M100%

Gross Profitminus cost of goods$39.6M48%

Operating Incomeminus R&D and overhead$28.4M34%

Net Incomeminus taxes and the rest$21.8M27%

In plain terms: out of every $100 in revenue, American Coastal Insurance Corporation keeps $27 as net profit.

Fundamentals & Financials

Revenue (TTM)

$330.3M

Net Income (TTM)

$100.1M

EPS (TTM)

$2.08

ROA (TTM)

8.06%

Current Ratio

1.22

Dividend Yield

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+42.1%Q3 2025$0.54

+56.4%Q4 2025$0.61

+21.4%Q1 2026$0.51

-11.4%Q2 2026$0.39

-21.4%Q3 2026$0.33

Nov 4

in 61 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Miss -21.4%

American Coastal Insurance Corporation missed consensus on adjusted EPS in the second fiscal quarter of 2026, with preliminary results reported on Aug. 5 showing $0.33 versus the $0.42 estimate, a roughly 21% miss. Revenue came in at about $82.5 million, while operating income reached roughly $28.4 million and operating margin was near 34%. Net income was around $21.9 million, down roughly 17% from $26.4 million a year ago, and adjusted EPS fell about 39% from $0.54. The company repurchased about $14.4 million of stock, and consensus for the next period calls for EPS of -$0.13.

View full earnings history

About American Coastal Insurance Corporation

American Coastal Insurance Corporation is a U.S. property and casualty insurer listed on NASDAQ as ACIC. It writes personal and commercial policies tied to residential property and related liabilities, and generated $335.4 million of revenue in FY2025. The company operates within the broader insurance business from a base in Saint Petersburg, Florida.

Name

American Coastal Insurance Corporation

CEO

Bennett Bradford Martz

Website

www.amcoastal.com

Industry

Financial Services

Year Founded

1999

Employees

Today's Snapshot

AI-generated

The day ended with ACIC flat at 9.54, while its sector was weaker. ACIC closed within 4.8% of its 52-week low of 9.10.

Trading Volume

Below 10d avg (248.2K)

185.5K

vs S&P 500 Today

Moderate Outperformance

+0.42%

Updated: September 4, 2026 at 20:16 UTC

Technical Indicators

1 Buy3 Neutral4 Sell

ACIC presents a sell bias driven chiefly by a strong directional reading and its distance from longer-term averages. The ADX is elevated, indicating a pronounced trend while short-term moving averages sit near the price and show mild support, longer-term 50–200 day averages remain well above the current level, marking resistance. Momentum is muted with RSI in the mid‑40s and a slightly negative MACD, even as OBV suggests some accumulation. Volatility is modest at roughly a few percent ATR and the classic pivot sits near the current quote. Technical takeaway: the prevailing downtrend outweighs short-term support, producing a sell stance.

All signals