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BREAD FINANCIAL HOLDINGS INC (BFH)

NYSEFinancial Services

$106.11
+$1.79 (+1.7%)
Market closed

Last close at July 27, 2026 at 20:00 UTC

Fundamentals Charts

About BREAD FINANCIAL HOLDINGS INC

Name
BREAD FINANCIAL HOLDINGS INC
CEO
Ralph J. Andretta
Industry
Financial Services
Year Founded
1996
Employees
6,000

Bread Financial Holdings, Inc. (NYSE: BFH) is a consumer finance company focused on credit and payment products for merchants and their customers across North America. In FY2025, it generated $4.7 billion in revenue. Its business spans store-card financing, general purpose cards, buy now pay later products, and digital payment tools.

Analyst Ratings

Consensus Recommendation
Analyst consensus: 5 Buy, 1 Hold, 1 Sell
Buy5
Hold1
Sell1

Fundamentals & Financials

Revenue (TTM)
$4.7B
Net Income (TTM)
$568M
EPS (TTM)
$13.01
ROA (TTM)
2.53%
Current Ratio
0
Dividend Yield
0.21%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

ItemQ2 FY2026
Revenue$1,188M
Cost of Sales$508,000K
Gross Profit$680,000K
Operating Income$197,000K
Net Income$146,000K
EPS$3.61

Technical Indicators

BREAD FINANCIAL HOLDINGS INC's Technical Indicators Summary

BFH trades around 104.31 and the technical picture supports a constructive stance, led by positive momentum and broad moving-average alignment. Short- and medium-term averages sit below the price while the 200-day trend remains higher, and MACD and a rising momentum indicator signal buying pressure. ADX near the low-20s suggests the trend has moderate strength, while ATR indicates only moderate volatility. On-balance volume is positive, confirming accumulation, and the pivot sits just beneath the market. Technical takeaway: Strong Buy — momentum and moving-average support with moderate trend strength and confirming volume.

Buy
5 signals
Neutral
1 signal
Sell
1 signal
Overall: Bullish71% Bullish signals
IndicatorValue
RSI (14)
61.93
Stochastic %K (14, 3, 3)
80.49
CCI (20)
30.04
WPR (14)
-11.37
Momentum (10)
7.81
MFI
62.30
MACD Level (12, 26)
1.17
Bollinger Bands
$93.01 - $109.58
ATR (14)
$3.65 (3.50%)
ADX (14)
21.65
OBV
33,847,170
Classic Pivot Point
$103.26
Fibonacci Pivot Point
$103.26
Simple Moving Averages
$78.76 - $101.30(5 indicators)
Exponential Moving Averages
$80.82 - $101.35(5 indicators)
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Today's Snapshot

Into the close, BFH still reflected a gentle 1.70% gap from yesterday. The day finished with robust liquidity in BFH, as shares traded at 1.38× average turnover. BFH could change its aggressive buybacks and capital returns strategy, signaling a potential shift in capital allocation.

Trading Volume

Above 10d avg 685.3K

944.7K

vs S&P 500 Today

Outperforming Market

+1.71%

52-Week Position

Near highs

93.2%

Updated: July 27, 2026 at 20:10 UTC

Quote Summary

Previous CloseDay Range$104.31$99.43 - $104.46
52 Week RangeAvg. Volume$53.83 - $109.91698K
Market CapP/E Ratio$4.2B8.4