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EI

Enova International, Inc. (ENVA)

NYSE • Financial Services

$174.99
-$1.84 (-1.0%)
Market closed

Last close at October 13, 2026 at 20:00 UTC

Open$176.89
Day Range$172.14 - $177.68
Avg. Volume (3M)462.7K
Market Cap$4.3B
P/E Ratio12.2
52 Week Range
$106.46$267.45
Next EarningsIn 8 daysOct 22, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$493.6M100%
Gross Profitminus cost of goods$484.7M98%
Operating Incomeminus R&D and overhead$237.1M48%
Net Incomeminus taxes and the rest$105M21%

In plain terms: out of every $100 in revenue, Enova International, Inc. keeps $21 as net profit.

Fundamentals & Financials

Revenue (TTM)
$3B
Net Income (TTM)
$355.4M
EPS (TTM)
$14.29
ROA (TTM)
4.92%
Current Ratio
18.42
Dividend Yield
0%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+9.1%Q1 2026$3.46
-2.3%Q2 2026$3.87
+8.0%Q3 2026$4.31
Next

Oct 22

in 8 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +8.0%

Enova International beat expectations on both the top and bottom line in the second fiscal quarter of 2026, based on preliminary results reported July 23, with adjusted EPS of $4.31 topping the $3.96 estimate by 8.8% and revenue of about $928.9 million beating the $909.6 million consensus by 2.1%. Revenue was concentrated in the United States, which generated about $903.6 million, up 21.3%, while Other International Countries contributed roughly $25.3 million, up 32.3%. Operating income came to about $237.1 million, with operating margin near 25.5%. For the next period, consensus calls for EPS of $4.11 on revenue of $964.8 million.

Next report — what to expect

Enova International, Inc. (ENVA) is set to report on October 22, 2026. Wall Street’s next-period consensus calls for EPS of $4.42 on revenue of $1.00 billion. For trailing context, revenue fell -35.4% year over year last quarter. Enova has beaten EPS in 7 of 8 most recent quarters.

View full earnings history

About Enova International, Inc.

Enova International, Inc. provides online lending and related financial services on the New York Stock Exchange as ENVA, using technology and analytics to serve consumer and small business borrowers. The company operates in consumer credit and lending, and generated $3.2 billion of revenue in FY2025.

Name
Enova International, Inc.
CEO
Steven E. Cunningham
Website
www.enova.com
Industry
Financial Services
Year Founded
2003
Employees
1,836

Today's Snapshot

AI-generated

The day ended with ENVA 1.1% lower at 174.89, while its sector was flat. Earnings are due from ENVA on 22 October.

Trading Volume

Above 10d avg 352.5K

389.8K

vs S&P 500 Today

Underperforming Market

-1.08%

Updated: October 13, 2026 at 20:15 UTC

Technical Indicators

0 Buy3 Neutral5 Sell
ENVA trades near 174.99 with mixed momentum readings—momentum showing recent strength while RSI and MACD remain subdued—yet the overall picture is bearish as the stock sits under many medium- and long-term averages. ADX is elevated around the low 40s, implying a strong directional move to the downside, and on-balance volume is negative, suggesting selling pressure has accompanied the decline. Volatility is moderate and the pivot sits above the market, offering resistance. Technical takeaway: Strong sell — strong trend to the downside with weak momentum and negative volume confirming the bias.
All signals
  • EMA (5 indicators)$177.67 - $200.76
    Sell
  • RSI (14)36.95
    Neutral
  • Stochastic %K (14, 3, 3)60.48
    Neutral
  • MACD Level (12, 26)-9.04
    Neutral

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