First Financial Bankshares, Inc. (FFIN)

First Financial Bankshares’ results came in line with consensus while net income rose 7.9% year over year to roughly $71.9 million in the second fiscal quarter of 2026, reported July 16, 2026. Revenue came in at about $221.8 million, with profitability supported by net interest income of roughly $136.9 million as the core driver for the Texas-focused regional bank’s lending-and-deposit franchise. Operating income totaled about $87.5 million, while EPS was $0.500, up from $0.470 a year ago, and the EPS line was in line with expectations at $0.500 versus the $0.504 estimate (-0.8%). Net income increased from about $66.7 million a year ago alongside the higher EPS (up 6.4% year over year), and the company paid roughly $27.2 million in dividends during the quarter. For the next period, consensus calls for EPS of $0.520.