Horace Mann Educators Corporation (HMN)

NYSE • Financial Services

$46.3

-$1.07 (-2.3%)

Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$47.2

Day Range$46.1 - $47.57

Avg. Volume (3M)290.7K

Market Cap$1.8B

P/E Ratio10.7

52 Week Range

$41.29$55.56

Next EarningsIn 9 daysNov 3, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$443.5M100%

Gross Profitminus cost of goods$257.2M58%

Operating Incomeminus R&D and overhead$49M11%

Net Incomeminus taxes and the rest$41.6M9%

In plain terms: out of every $100 in revenue, Horace Mann Educators Corporation keeps $9 as net profit.

Fundamentals & Financials

Revenue (TTM)

$1.7B

Net Income (TTM)

$177.3M

EPS (TTM)

$4.31

ROA (TTM)

1.14%

Current Ratio

Dividend Yield

0.69%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+73.8%Q3 2025$1.06

+30.8%Q4 2025$1.36

+2.5%Q1 2026$1.21

+16.4%Q2 2026$1.28

+48.7%Q3 2026$1.17

Nov 3

in 9 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +48.7%

Horace Mann Educators beat expectations on both the top and bottom line in the second fiscal quarter of 2026, reported Aug. 5, based on preliminary results, with adjusted EPS of $1.17 versus the $0.79 estimate, about +48.7%, and revenue of about $443.5 million against consensus of roughly $321.7 million, about +37.9%. Net income rose 41.5% to about $41.6 million from $29.4 million a year earlier, while adjusted EPS increased 10.4% from $1.06. The company paid $14.6 million in dividends. Consensus for the next period calls for EPS of $1.12 on revenue of $323.4 million.

Next report — what to expect

Horace Mann Educators Corporation (HMN) is set to report earnings on November 3, 2026. Wall Street’s next-period consensus calls for EPS of $1.08 on revenue of $320.0 million. As trailing context, revenue grew +13.3% year over year last quarter. HMN has beaten EPS in 8 of 8 most recent quarters.

View full earnings history

About Horace Mann Educators Corporation

Horace Mann Educators Corporation is a U.S. insurance company listed on the NYSE under HMN. It focuses on personal lines and educator-oriented protection products, and in FY2025 generated $1.6 billion of revenue. Its business spans property and casualty coverage, life and retirement products, and supplemental benefits sold in the United States.

Name

Horace Mann Educators Corporation

CEO

Marita Zuraitis

Website

www.horacemann.com

Industry

Financial Services

Year Founded

1945

Employees

1,800

Today's Snapshot

AI-generated

HMN closed 2.3% lower at 46.30, in line with a weaker sector. HMN is due to report earnings on 3 November.

Trading Volume

Above 10d avg 268.4K

340.2K

vs S&P 500 Today

Underperforming Market

-1.74%

Updated: October 23, 2026 at 20:19 UTC

Technical Indicators

0 Buy3 Neutral5 Sell

HMN is positioned with a clear bearish bias as the price sits beneath most medium- and long-term moving averages, reinforcing downward pressure while the 200-day average remains above the current level. Momentum measures are mixed but lean weak: MACD is negative and RSI is below the midline, while CCI shows some short-term strength. ADX indicates a moderate trend, suggesting the recent direction has conviction, and volatility is subdued per the ATR. On balance, volume-based OBV shows accumulation but pivots sit above the market, acting as resistance. Technical takeaway: indicators favor selling pressure.

All signals