MetroCity Bankshares, Inc. (MCBS)

NASDAQ • Financial Services

$35.1

-$0.51 (-1.5%)

Market closed

Last close at September 16, 2026 at 20:00 UTC

Open$35.77

Day Range$34.58 - $35.77

Avg. Volume (3M)68.9K

Market Cap$1B

P/E Ratio12.0

52 Week Range

$24.53$37.46

Next EarningsIn 30 daysOct 16, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$70.4M100%

Gross Profitminus cost of goods$44M63%

Operating Incomeminus R&D and overhead$24.8M35%

Net Incomeminus taxes and the rest$22.1M31%

In plain terms: out of every $100 in revenue, MetroCity Bankshares, Inc. keeps $31 as net profit.

Fundamentals & Financials

Revenue (TTM)

$262.4M

Net Income (TTM)

$80M

EPS (TTM)

$2.92

ROA (TTM)

1.77%

Current Ratio

21.28

Dividend Yield

0.81%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+3.2%Q3 2025$0.65

-5.6%Q4 2025$0.67

-6.8%Q1 2026$0.68

0.0%Q2 2026$0.77

-6.2%Q3 2026$0.76

Oct 16

in 30 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Miss -6.2%

MetroCity Bankshares’ earnings trailed consensus in the second fiscal quarter of 2026, even as profitability improved year over year; the company reported results for the period ended June 30, 2026 on July 24, 2026. EPS of $0.76 trailed the $0.81 estimate (-6.2%), while net income rose ~32% to about $22.1 million (up from roughly $16.8 million a year ago) and net interest income came in at around $44.0 million, reflecting the quarter’s core spread-driven banking performance. Revenue was about $70.4 million, and operating income was roughly $24.9 million, keeping the quarter’s profit profile centered on net interest income alongside the bank’s deposit, loan, and treasury services activity. The company also returned cash to shareholders by paying about $8.4 million in dividends during the quarter. For the next period, consensus calls for EPS of $0.84.

View full earnings history

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. operates a regional banking business in the U.S., taking deposits, making loans, and providing cash-movement and treasury services for households, businesses, and public-sector customers. The company trades on the NASDAQ under MCBS and generated $237.0 million of revenue in FY2025.

Name

MetroCity Bankshares, Inc.

CEO

Nack Young Paek

Website

www.metrocitybank.bank

Industry

Financial Services

Year Founded

2006

Employees

317

Today's Snapshot

AI-generated

MCBS closed 1.5% below yesterday's close, in line with a weaker sector.

Trading Volume

Above 10d avg 64.7K

74.5K

vs S&P 500 Today

Underperforming Market

-0.88%

Updated: September 16, 2026 at 20:12 UTC

Technical Indicators

2 Buy3 Neutral3 Sell

MCBS shows a mild bearish tilt with the stock trading under most short- and medium-term moving averages while longer-term averages remain below price, reflecting mixed timeframe signals. Momentum and oscillator readings are neutral to slightly positive, but on-balance volume is negative and the classic pivot is above the market, marking resistance. ADX indicates a modest trending environment and ATR implies low-to-moderate volatility. Technical takeaway: Sell — short-term moving-average pressure and weak volume favor a cautious, bearish technical outlook.

All signals