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OF

Orrstown Financial Services, Inc. (ORRF)

NASDAQFinancial Services

$43.13
+$0.67 (+1.6%)
Market closed

Last close at September 4, 2026 at 20:00 UTC

Day Range$42.8 - $43.25
Avg. Volume (3M)86K
Market Cap$847.4M
P/E Ratio9.3
52 Week Range
$31.87$43.81
Next EarningsIn 46 daysOct 20, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$88.5M100%
Gross Profitminus cost of goods$62.3M70%
Operating Incomeminus R&D and overhead$24.6M28%
Net Incomeminus taxes and the rest$21.1M24%

In plain terms: out of every $100 in revenue, Orrstown Financial Services, Inc. keeps $24 as net profit.

Fundamentals & Financials

Revenue (TTM)
$358.7M
Net Income (TTM)
$86.3M
EPS (TTM)
$4.66
ROA (TTM)
1.54%
Current Ratio
0.21
Dividend Yield
0.75%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+2.8%Q1 2026$1.11
+10.9%Q2 2026$1.12
+5.8%Q3 2026$1.09
Next

Oct 20

in 46 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Beat +5.8%

Orrstown Financial Services’ earnings topped expectations in the second fiscal quarter of 2026, reported July 21, 2026, with EPS of $1.09 topping the $1.03 estimate (+5.8%). Revenue came in at about $88.5 million, while the quarter’s core banking spread showed up in net interest income of roughly $48.8 million. Profitability included operating income of about $24.7 million, and net income rose 8.8% to roughly $21.2 million, up from about $19.4 million a year ago, alongside EPS up 4.8% from $1.04 a year ago. Shareholder returns included dividends of about $5.9 million. For the next period, consensus calls for EPS of $1.10.

View full earnings history

About Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. operates a regional banking business listed on the NASDAQ Capital Market as ORRF, serving commercial, consumer, and municipal customers with lending, deposit, and wealth-related services. In FY2025, the company generated $353.9 million in revenue. It falls within the financial-services sector as a community and regional bank.

Name
Orrstown Financial Services, Inc.
CEO
Adam L. Metz
Industry
Financial Services
Year Founded
1919
Employees
627

Today's Snapshot

AI-generated

The day ended with ORRF 1.6% higher at 43.13, outperforming a weaker sector. At the close, ORRF was within 1.6% of its 52-week high of 43.81.

Trading Volume

Below 10d avg (78.1K)

63.6K

vs S&P 500 Today

Outperforming Market

+2.00%

Updated: September 4, 2026 at 20:25 UTC

Technical Indicators

5 Buy3 Neutral0 Sell
ORRF shows a Buy profile with the market above short, medium and long moving averages and the classic pivot lying just below current levels, while momentum is mildly positive. RSI and MACD read neutral-to-hold, and ADX near 12 signals an absence of strong directional trend. Volatility is low with ATR around 2%, however on-balance volume is negative, implying distribution even as price holds higher averages. Technical takeaway: Buy — moving averages and modest momentum support a constructive setup, tempered by weak trend strength and negative volume.
All signals
  • EMA (5 indicators)$38.48 - $42.29
    Buy
  • RSI (14)59.02
    Neutral
  • Stochastic %K (14, 3, 3)65.84
    Neutral
  • MACD Level (12, 26)0.06
    Neutral
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