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OF

Orrstown Financial Services, Inc. (ORRF)

NASDAQ • Financial Services

$44.29
-$0.03 (-0.1%)
Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$43.98
Day Range$42.38 - $44.53
Avg. Volume (3M)89.9K
Market Cap$871.1M
P/E Ratio9.4
52 Week Range
$32.5$44.53

Metrics Over Time

Where the Money Goes

Q3 2026
Revenueeverything earned$91.1M100%
Gross Profitminus cost of goods$65.6M72%
Operating Incomeminus R&D and overhead$28.3M31%
Net Incomeminus taxes and the rest$22.8M25%

In plain terms: out of every $100 in revenue, Orrstown Financial Services, Inc. keeps $25 as net profit.

Fundamentals & Financials

Revenue (TTM)
$360.2M
Net Income (TTM)
$87.2M
EPS (TTM)
$4.7
ROA (TTM)
1.53%
Current Ratio
0.21
Dividend Yield
0.74%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+10.9%Q2 2026$1.12
+5.8%Q3 2026$1.09
+6.4%Q4 2026$1.17

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q4 2026
Beat +6.4%

Orrstown Financial Services’ earnings topped consensus in the third fiscal quarter of 2026, with EPS of $1.17 topping the $1.10 estimate (+6.4%), based on preliminary results reported October 20, 2026. The quarter’s core banking spread remained central to results, with net interest income of about $53.3 million helping drive revenue of roughly $91.1 million. Profitability showed through operating income of about $28.3 million, while net income rose 4.3% year over year to roughly $22.8 million (up from about $21.9 million a year ago). EPS increased 3.5% from $1.13 a year earlier, aligning with the higher net income for the period. For the next period, consensus calls for EPS of $1.10.

View full earnings history

About Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc. operates a regional banking business listed on the NASDAQ Capital Market as ORRF, serving commercial, consumer, and municipal customers with lending, deposit, and wealth-related services. In FY2025, the company generated $353.9 million in revenue. It falls within the financial-services sector as a community and regional bank.

Name
Orrstown Financial Services, Inc.
CEO
Adam L. Metz
Industry
Financial Services
Year Founded
1919
Employees
627

Today's Snapshot

AI-generated

The day ended with ORRF slightly lower at 44.29, while its sector was weaker. Volume was about half as much again as its usual level.

Trading Volume

Above 10d avg 94.9K

146.3K

vs S&P 500 Today

Moderate Outperformance

+0.45%

Updated: October 23, 2026 at 20:22 UTC

Technical Indicators

6 Buy1 Neutral1 Sell
ORRF is rated Buy as price and volume are supportive even though momentum appears extended. The stock trades above its short, medium and 200‑day averages and OBV shows accumulation, while MACD and CCI signal bullish internals; RSI is high and stochastic readings warn of an overbought condition. ADX is low, indicating the uptrend lacks strong directional conviction, and Bollinger position suggests short-term extension. Technical takeaway: Buy — price and volume support the uptrend, but momentum is stretched and trend strength is limited.
All signals
  • EMA (5 indicators)$39.21 - $42.58
    Buy
  • RSI (14)69.63
    Neutral
  • Stochastic %K (14, 3, 3)97.35
    Sell
  • MACD Level (12, 26)0.41
    Buy
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