Old Second Bancorp, Inc. (OSBC)

NASDAQ • Financial Services

$24.71

-$0.16 (-0.6%)

Market closed

Last close at October 22, 2026 at 20:00 UTC

Open$24.5

Day Range$23.69 - $24.95

Avg. Volume (3M)604.4K

Market Cap$1.2B

P/E Ratio11.4

52 Week Range

$17.11$26.06

Next EarningsIn 90 daysJan 20, 2027

Metrics Over Time

Where the Money Goes

Q3 2026

Revenueeverything earned$102M100%

Net Incomeminus taxes and the rest$28.9M28%

In plain terms: out of every $100 in revenue, Old Second Bancorp, Inc. keeps $28 as net profit.

Fundamentals & Financials

Revenue (TTM)

$416.5M

Net Income (TTM)

$111.4M

EPS (TTM)

$2.16

ROA (TTM)

1.64%

Current Ratio

3.18

Dividend Yield

0.29%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

-62.7%Q4 2025$0.19

+9.4%Q1 2026$0.58

-4.7%Q2 2026$0.49

+0.9%Q3 2026$0.55

-5.2%Q4 2026$0.55

Jan 20

in 90 daysQ1 2027

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q4 2026

Miss -5.2%

Old Second Bancorp’s third fiscal quarter of 2026 was mixed versus consensus, with revenue of $102.1 million topping the $98.2 million estimate (+3.9%) while EPS of $0.55 trailed the $0.58 estimate (-5.2%), based on preliminary results reported October 21, 2026. Net income climbed +193.2% year over year to about $28.9 million, up from $9.9 million a year ago, alongside EPS that rose +189.5% from $0.19. Consensus for the next period calls for EPS of $0.60 on revenue of $98.8 million.

View full earnings history

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. is an Illinois banking company listed on the NASDAQ under OSBC that operates in regional banking through its bank subsidiary, Old Second National Bank. Across lending, deposits, payments, and wealth services, it generated $397.0 million of revenue in FY2025.

Name

Old Second Bancorp, Inc.

CEO

James L. Eccher

Website

www.oldsecond.com

Industry

Financial Services

Year Founded

1981

Employees

1,062

Today's Snapshot

AI-generated

The day ended with OSBC 0.6% lower at 24.71, against a firmer sector. Volume was about half as much again as its usual level. Old Second Bancorp reported its weakest loan quality in five years.

Trading Volume

Above 10d avg 572.4K

829.5K

vs S&P 500 Today

Outperforming Market

+0.62%

Updated: October 22, 2026 at 20:18 UTC

Technical Indicators

2 Buy3 Neutral3 Sell

OSBC shows a lukewarm technical picture with neither buyers nor sellers firmly in control. Trend strength is weak as ADX sits below typical trending thresholds, while momentum indicators are mixed — RSI around the mid-40s and a deeply negative CCI point to recent softness even as MACD is neutral. Price is hovering near short-term averages rather than breaking decisively, and the 200-day moving average remains notably lower, signaling longer-term support. Volatility is modest with average true range near fifty cents and on-balance volume leans slightly negative. Technical takeaway: Neutral.

All signals