Old Second Bancorp, Inc. (OSBC)

NASDAQ • Financial Services

$25.72

+$0.03 (+0.2%)

Market closed

Last close at September 4, 2026 at 20:00 UTC

Day Range$25.5 - $25.83

Avg. Volume (3M)391.4K

Market Cap$1.3B

P/E Ratio14.4

52 Week Range

$16.65$26.06

Next EarningsIn 47 daysOct 21, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$88.8M100%

Gross Profitminus cost of goods$88.8M100%

Operating Incomeminus R&D and overhead$37.8M43%

Net Incomeminus taxes and the rest$28.1M32%

In plain terms: out of every $100 in revenue, Old Second Bancorp, Inc. keeps $32 as net profit.

Fundamentals & Financials

Revenue (TTM)

$429.9M

Net Income (TTM)

$92.4M

EPS (TTM)

$1.78

ROA (TTM)

1.35%

Current Ratio

0.12

Dividend Yield

0.3%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

-2.0%Q3 2025$0.48

-62.7%Q4 2025$0.19

+9.4%Q1 2026$0.58

-4.7%Q2 2026$0.49

+0.9%Q3 2026$0.55

Oct 21

in 47 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

View full earnings history

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. is an Illinois banking company listed on the NASDAQ under OSBC that operates in regional banking through its bank subsidiary, Old Second National Bank. Across lending, deposits, payments, and wealth services, it generated $397.0 million of revenue in FY2025.

Name

Old Second Bancorp, Inc.

CEO

James L. Eccher

Website

www.oldsecond.com

Industry

Financial Services

Year Founded

1981

Employees

1,062

Today's Snapshot

AI-generated

The day ended with OSBC slightly higher at 25.72, while its sector was weaker. OSBC closed within 1.3% of its 52-week high of 26.06. Old Second Bancorp added a finance executive to its leadership team.

Trading Volume

Above 10d avg 390.2K

412.8K

vs S&P 500 Today

Outperforming Market

+0.58%

Updated: September 4, 2026 at 20:13 UTC

Technical Indicators

5 Buy3 Neutral0 Sell

OSBC exhibits a supportive technical profile with the price trading above its short-, medium- and long-term moving averages and a nearby pivot practically level with the market. Momentum indicators are mildly positive and RSI is slightly bullish, while MACD remains neutral and ADX points to a lack of strong trend. Volatility is low based on ATR and on-balance volume signals accumulation, which complements the moving-average alignment. Technical takeaway: overall a buy posture backed by broad moving-average support and accumulation, tempered by modest trend strength and limited volatility.

All signals