Upstart Holdings, Inc. (UPST)

UPST is rated a sell as the price sits beneath short-, medium- and long-term moving averages, signaling a clearly bearish structural backdrop. Momentum and MACD are negative and CCI shows pronounced weakness, while OBV remains deeply negative, indicating ongoing selling pressure. Trend strength is muted per the ADX, suggesting a lack of a strong directional move even as volatility is relatively elevated by ATR, and the pivot level is marginally below the market, offering only limited near-term support. Technical takeaway: Sell — broad moving-average weakness and negative volume point to continued downside risks.