HBT Financial, Inc. (HBT)

NASDAQ • Financial Services

$36.24

+$0 (+0.0%)

Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$36.19

Day Range$35.91 - $36.63

Avg. Volume (3M)131.6K

Market Cap$1.3B

P/E Ratio15.5

52 Week Range

$22.37$37.51

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$100.4M100%

Gross Profitminus cost of goods$80.2M80%

Operating Incomeminus R&D and overhead$37.7M38%

Net Incomeminus taxes and the rest$27.8M28%

In plain terms: out of every $100 in revenue, HBT Financial, Inc. keeps $28 as net profit.

Fundamentals & Financials

Revenue (TTM)

$331.3M

Net Income (TTM)

$77.7M

EPS (TTM)

$2.34

ROA (TTM)

1.16%

Current Ratio

0.3

Dividend Yield

0.72%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+5.0%Q3 2025$0.63

+4.8%Q4 2025$0.65

0.0%Q1 2026$0.64

+9.7%Q2 2026$0.68

+6.3%Q3 2026$0.78

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026

Beat +6.3%

HBT Financial topped consensus EPS expectations in the second fiscal quarter of 2026, reported July 27, 2026, with adjusted EPS of $0.78 versus the $0.73 estimate (+6%), up from $0.63 a year ago, alongside net income that rose ~45% year over year to roughly $27.8 million from about $19.2 million. Revenue came in at around $100.4 million, with net interest income of about $69.1 million providing a large share of the quarter’s core banking earnings power, while operating income was roughly $37.8 million. On capital returns, the company repurchased about $0.4 million of stock and paid roughly $8.4 million in dividends during the quarter. For the next period, consensus calls for EPS of $0.78.

Next report — what to expect

HBT Financial, Inc. (HBT) reports on October 26, 2026. Wall Street is looking for consensus EPS of $0.78 on consensus revenue of $82.9 million. For trailing context, revenue was up +37.5% year over year last quarter. HBT has beaten EPS in 6 of 8 most recent quarters.

View full earnings history

About HBT Financial, Inc.

HBT Financial, Inc. (NASDAQ: HBT) is a regional banking company that provides retail banking, commercial banking, and related financial services through its bank subsidiary, Heartland Bank and Trust Company. It operates in community and regional banking and generated $293.3 million of revenue in FY2025.

Name

HBT Financial, Inc.

CEO

J. Lance Carter

Website

ir.hbtfinancial.com

Industry

Financial Services

Year Founded

1920

Employees

826

Today's Snapshot

AI-generated

The day ended with HBT flat at 36.24, while its sector was weaker. HBT closed within 3.4% of its 52-week high of 37.51.

Trading Volume

Below 10d avg (112.2K)

93.5K

vs S&P 500 Today

Outperforming Market

+0.52%

Updated: October 23, 2026 at 20:15 UTC

Technical Indicators

5 Buy3 Neutral0 Sell

HBT carries a buy stance supported by positive momentum and broad moving-average alignment, while trend strength remains muted. The CCI and short-term momentum show bullish readings and the price is trading above short, medium and long moving averages, suggesting durable support. RSI and MACD are neutral, ADX indicates a weak trend, and volatility is moderate, however on-balance volume diverges, showing lighter accumulation. Technical takeaway: Buy bias — price structure and momentum favor the upside, but trend strength is subdued and volume does not fully confirm the move.

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