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NB

NBT Bancorp Inc. (NBTB)

NASDAQFinancial Services

$51.15
-$0.27 (-0.5%)
Market closed

Last close at September 9, 2026 at 20:00 UTC

Open$50.99
Day Range$50.8 - $51.46
Avg. Volume (3M)248.9K
Market Cap$2.6B
P/E Ratio12.5
52 Week Range
$39.2$54.5
Next EarningsIn 46 daysOct 26, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$235.4M100%
Gross Profitminus cost of goods$180.5M77%
Operating Incomeminus R&D and overhead$69.1M29%
Net Incomeminus taxes and the rest$53M23%

In plain terms: out of every $100 in revenue, NBT Bancorp Inc. keeps $23 as net profit.

Fundamentals & Financials

Revenue (TTM)
$945.2M
Net Income (TTM)
$214.1M
EPS (TTM)
$4.1
ROA (TTM)
1.32%
Current Ratio
0.59
Dividend Yield
0.75%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+6.1%Q1 2026$1.05
-1.0%Q2 2026$0.97
-1.0%Q3 2026$1.01
Next

Oct 26

in 46 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Miss -1.0%

NBT Bancorp’s net income rose 135.6% to about $53.0 million from $22.5 million a year ago in the fiscal second quarter of 2026, and the results came in line with consensus when EPS of $1.01 matched a $1.02 estimate, -0.98%, as reported on July 27. Revenue came in at about $235.5 million, while operating income was about $69.1 million and operating margin held near 29%. The company also repurchased about $3.0 million of stock and paid about $19.2 million in dividends. Consensus for the next period calls for EPS of $1.09.

View full earnings history

About NBT Bancorp Inc.

NBT Bancorp Inc. (NASDAQ: NBTB) is a regional banking company in the financial services sector that combines personal and commercial banking with retirement plan administration and advisory activities. In FY2025, it generated $867.4 million in revenue. Its banking franchise spans retail banking, business lending, wealth management, and deposit gathering across communities in the Northeast and broader United States.

Name
NBT Bancorp Inc.
CEO
Scott A. Kingsley
Industry
Financial Services
Year Founded
1856
Employees
2,303

Today's Snapshot

AI-generated

NBTB closed 0.5% below yesterday's close.

Trading Volume

Above 10d avg 250.0K

297.9K

vs S&P 500 Today

Moderate Underperformance

-0.11%

Updated: September 9, 2026 at 20:03 UTC

Technical Indicators

2 Buy2 Neutral4 Sell
NBTB is near $51.15 with short-term averages marginally above the price and the 100- and 200-day averages below, which implies near-term resistance against longer-term support. Momentum and MACD are slightly negative, RSI is neutral-to-weak, and ADX is low, signaling limited trend strength. On-balance volume is flagged negatively and ATR is modest, so price moves have been relatively contained while pivot levels sit just above current price. Technical takeaway: Sell.
All signals
  • EMA (5 indicators)$46.84 - $51.75
    Sell
  • RSI (14)44.97
    Neutral
  • Stochastic %K (14, 3, 3)50.94
    Neutral
  • MACD Level (12, 26)-0.18
    Sell
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