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WF

Waterstone Financial, Inc. (WSBF)

NASDAQ • Financial Services

$19.95
-$0.12 (-0.6%)
Market closed

Last close at October 23, 2026 at 20:00 UTC

Open$19.9
Day Range$19.5 - $20.04
Avg. Volume (3M)63.6K
Market Cap$358.6M
P/E Ratio11.6
52 Week Range
$15.05$21.66

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$7.2M100%
Net Incomeminus taxes and the rest$8.4M116%

Fundamentals & Financials

Revenue (TTM)
$162M
Net Income (TTM)
$30M
EPS (TTM)
$1.72
ROA (TTM)
1.34%
Current Ratio
0.15
Dividend Yield
0.81%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+33.3%Q1 2026$0.44
-48.5%Q2 2026$0.34
-25.8%Q3 2026$0.49

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Miss -25.8%

Waterstone Financial’s adjusted EPS trailed consensus even as profits rose year over year, based on preliminary results for the second fiscal quarter of 2026 reported July 23, 2026. Adjusted EPS came in at $0.49 versus the $0.66 estimate (-25.8%, trailed), up from $0.43 a year ago (+14.0%). Net income increased 9.5% to about $8.5 million, up from about $7.7 million a year ago, reflecting results across its Community Banking and Mortgage Banking operations in southeastern Wisconsin. The company also returned capital to shareholders, repurchasing about $3.7 million of stock and paying roughly $2.9 million in dividends during the quarter. For the next period, consensus calls for EPS of $0.66 on revenue of $65.8 million.

View full earnings history

About Waterstone Financial, Inc.

Waterstone Financial, Inc. operates a regional banking business in southeastern Wisconsin and trades on the NASDAQ as WSBF. The company provides consumer and commercial banking and mortgage banking services, and generated $201.6 million of revenue in FY2025 through its community bank and mortgage origination activities.

Name
Waterstone Financial, Inc.
CEO
William F. Bruss
Website
www.wsbonline.com
Industry
Financial Services
Year Founded
1921
Employees
593

Today's Snapshot

AI-generated

WSBF closed 0.6% below yesterday's close, in line with a weaker sector. WSBF is due to report earnings on 26 October.

Trading Volume

Below 10d avg (58.2K)

46.4K

vs S&P 500 Today

Inline with Market

-0.08%

Updated: October 23, 2026 at 20:18 UTC

Technical Indicators

4 Buy3 Neutral1 Sell
WSBF is trading near 19.95 in a mixed but mildly constructive set-up where short-term moving averages are supportive while several medium-term averages remain above price, leaving a neutral-to-positive bias. Momentum measures are largely centered around neutral, the MACD is flat and ADX indicates a weak trend, and ATR shows modest volatility. Volume metrics are inconsistent, with on-balance volume signaling pressure despite recent price support near the pivot. Technical takeaway: Buy — short-term averages provide support but trend and volume lack conviction, implying a cautious stance.
All signals
  • EMA (5 indicators)$18.97 - $20.18
    Buy
  • RSI (14)47.91
    Neutral
  • Stochastic %K (14, 3, 3)59.29
    Neutral
  • MACD Level (12, 26)-0.16
    Neutral

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