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WF

Waterstone Financial, Inc. (WSBF)

NASDAQ • Financial Services

$21.26
+$0.08 (+0.4%)
Market closed

Last close at September 9, 2026 at 20:00 UTC

Open$21.1
Day Range$21.01 - $21.44
Avg. Volume (3M)72.1K
Market Cap$383.8M
P/E Ratio12.4
52 Week Range
$14.52$21.59
Next EarningsIn 42 daysOct 22, 2026

Metrics Over Time

Where the Money Goes

Q2 2026
Revenueeverything earned$7.2M100%
Net Incomeminus taxes and the rest$8.4M116%

Fundamentals & Financials

Revenue (TTM)
$162M
Net Income (TTM)
$30M
EPS (TTM)
$1.72
ROA (TTM)
1.34%
Current Ratio
0.15
Dividend Yield
0.81%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Earnings

+33.3%Q1 2026$0.44
-48.5%Q2 2026$0.34
-25.8%Q3 2026$0.49
Next

Oct 22

in 42 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

Latest report — Q3 2026
Miss -25.8%

Waterstone Financial’s adjusted EPS trailed consensus even as profits rose year over year, based on preliminary results for the second fiscal quarter of 2026 reported July 23, 2026. Adjusted EPS came in at $0.49 versus the $0.66 estimate (-25.8%, trailed), up from $0.43 a year ago (+14.0%). Net income increased 9.5% to about $8.5 million, up from about $7.7 million a year ago, reflecting results across its Community Banking and Mortgage Banking operations in southeastern Wisconsin. The company also returned capital to shareholders, repurchasing about $3.7 million of stock and paying roughly $2.9 million in dividends during the quarter. For the next period, consensus calls for EPS of $0.66 on revenue of $65.8 million.

View full earnings history

About Waterstone Financial, Inc.

Waterstone Financial, Inc. operates a regional banking business in southeastern Wisconsin and trades on the NASDAQ as WSBF. The company provides consumer and commercial banking and mortgage banking services, and generated $201.6 million of revenue in FY2025 through its community bank and mortgage origination activities.

Name
Waterstone Financial, Inc.
CEO
William F. Bruss
Website
www.wsbonline.com
Industry
Financial Services
Year Founded
1921
Employees
593

Today's Snapshot

AI-generated

The day ended with WSBF slightly higher at 21.26, in line with a flat sector. Volume was roughly twice its usual level.

Trading Volume

Above 10d avg 80.5K

176.1K

vs S&P 500 Today

Outperforming Market

+0.80%

Updated: September 9, 2026 at 20:22 UTC

Technical Indicators

5 Buy3 Neutral0 Sell
WSBF exhibits a buy posture supported by broad moving-average alignment and positive on-balance volume, though trend strength is modest. The price trades above short-, medium- and long-term moving averages, indicating constructive breadth across horizons, and momentum measures like RSI are mildly positive while MACD is neutral. ADX shows a lack of strong directional force, and ATR reflects low-to-moderate volatility, so moves may be gradual rather than decisive. The pivot is essentially at current price. Technical takeaway: Buy stance backed by across-the-board moving averages and OBV, but low ADX suggests the trend lacks strong momentum.
All signals
  • EMA (5 indicators)$18.56 - $21.19
    Buy
  • RSI (14)57.34
    Neutral
  • Stochastic %K (14, 3, 3)74.53
    Neutral
  • MACD Level (12, 26)0.20
    Neutral

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