Independent Bank Corporation (IBCP)

NASDAQ • Financial Services

$37.36

+$0.35 (+1.0%)

Market closed

Last close at September 4, 2026 at 20:00 UTC

Day Range$36.8 - $37.45

Avg. Volume (3M)166.2K

Market Cap$770M

P/E Ratio10.7

52 Week Range

$29.83$39.24

Next EarningsIn 53 daysOct 27, 2026

Metrics Over Time

Where the Money Goes

Q2 2026

Revenueeverything earned$82.6M100%

Gross Profitminus cost of goods$60.5M73%

Operating Incomeminus R&D and overhead$22.7M27%

Net Incomeminus taxes and the rest$18.8M23%

In plain terms: out of every $100 in revenue, Independent Bank Corporation keeps $23 as net profit.

Fundamentals & Financials

Revenue (TTM)

$316M

Net Income (TTM)

$71.7M

EPS (TTM)

$3.48

ROA (TTM)

1.27%

Current Ratio

0.11

Dividend Yield

0.78%

TTM is calculated as the sum of the four most recently completed quarters. This is a standard approach when monthly or real-time data is not available.

Income Statement

Balance Sheet

Financial Highlights

Dividends History

Split History

Earnings

+3.8%Q3 2025$0.81

+1.2%Q4 2025$0.84

+7.2%Q1 2026$0.89

+2.5%Q2 2026$0.81

+6.6%Q3 2026$0.9

Oct 27

in 53 daysQ4 2026

% — EPS deviation from the forecast (beat / miss); quarters without a forecast show the reported EPS

View full earnings history

About Independent Bank Corporation

Independent Bank Corporation operates as a community banking company in Michigan and Ohio, offering deposit, lending, and related financial services to consumers and businesses. The NASDAQ-listed IBCP sits in the banking sector, and it generated $315.4 million of revenue in FY2025.

Name

Independent Bank Corporation

CEO

William Bradford Kessel

Website

www.independentbank.com

Industry

Financial Services

Year Founded

1864

Employees

781

Today's Snapshot

AI-generated

IBCP closed 1% higher at 37.37, outperforming a weaker sector. IBCP closed within 4.8% of its 52-week high of 39.24. Independent Bank missed profit expectations in the second quarter.

Trading Volume

Below 10d avg (146.8K)

108.4K

vs S&P 500 Today

Outperforming Market

+1.39%

Updated: September 4, 2026 at 20:28 UTC

Technical Indicators

5 Buy2 Neutral1 Sell

IBCP presents a neutral technical picture with price resting around short-term moving averages while longer-term averages remain supportive. Momentum indicators are modestly positive but MACD sits slightly negative and the RSI is middling, which together suggest limited upside conviction. ADX points to a weak trend and ATR shows low volatility, while on-balance volume has weakened indicating distribution pressure. Classic and Fibonacci pivots lie just below the current price, offering nearby support but not decisive direction. Technical takeaway: Neutral — short-term support is present but momentum and volume do not confirm a strong trend.

All signals